COMMERCIAL HOME IMPROVEMENT RECREATION FINTECH This presentation contains certain forward-looking statements, including statements with regard to the future performance of Medallion Financial Corp. ("MFIN" or the "Company"). Words such as "believes," "expects," "projects," "anticipates" and "future" or similar expressions are intended to identify forward-looking statements. These forward-looking statements are based on information available to us at the time of this presentation and are subject to the inher ...

TAMPA, Fla., Oct. 30, 2025 (GLOBE NEWSWIRE) -- LM Funding America, Inc. (NASDAQ: LMFA) (“LM Funding” or the “Company”), a Bitcoin treasury and mining company, today announced that it has entered into privately negotiated repurchase agreements with 7 institutional investors to acquire 3,308,575 shares of the Company’s common stock and associated warrants that were originally issued by the Company in its private placement financing that closed on August 18, 2025. Under the terms of the repurchase agreements, ...

Oct 28, 2025 4:30 PM Eastern Daylight Time BOSTON--(BUSINESS WIRE)--Bain Capital Specialty Finance, Inc. (NYSE: BCSF, the "Company†) today announced it will report its financial results for the third quarter ended September 30, 2025 on Monday, November 10, 2025 after market close. Management will host a conference call on Tuesday, November 11, 2025 at 8:30 a.m. Eastern Time to discuss the Company's financial results. Conference Call Information: A conference call to discuss the Company's financial results ...

Alvin Murstein to Serve as Executive ChairmanNEW YORK, Oct. 28, 2025 (GLOBE NEWSWIRE) -- Medallion Financial Corp. (NASDAQ: MFIN, the “Company”), a specialty finance company that originates and services loans in various consumer and commercial industries, as well as loan products and services offered through fintech strategic partners, announced today that its Board of Directors has appointed Andrew Murstein as Chief Executive Officer, effective January 31, 2026. Andrew Murstein will continue to serve as Pr ...

Core Insights - Orchid Island Capital, Inc. reported a net income of $72.1 million for Q3 2025, a significant increase from $17.3 million in Q3 2024, reflecting strong operational performance [6][7] - The company generated a total return of 6.7% for the quarter, driven by stable interest rates and effective capital allocation strategies [4][6] - The company maintained a strong liquidity position with $620 million in cash and cash equivalents, representing approximately 57% of stockholders' equity as of September 30, 2025 [7][12] Financial Performance - Net interest income for the quarter was $26.9 million, or $0.20 per common share, with total expenses of $5.4 million [7] - The yield on average Agency RMBS increased from 5.38% in Q2 2025 to 5.65% in Q3 2025, while borrowing costs rose from 4.23% to 4.45% [6][8] - The book value per common share increased by $0.12 to $7.33 at the end of Q3 2025 [7][24] Market Conditions - Market conditions were favorable for levered Agency RMBS investors, with stable interest rates outside of short-term rates, which declined in anticipation of further interest rate cuts [4][5] - The Federal Reserve indicated a tilt towards economic weakness, impacting the labor market and overall economic growth [5] - Despite uncertainties, consumer spending appeared stable, and potential benefits from legislative measures and deregulation could support growth [5] Portfolio and Capital Allocation - As of September 30, 2025, approximately 98.5% of the company's investable capital was deployed in the pass-through RMBS portfolio [27] - The company received $212.8 million in principal repayments and prepayments during the quarter, resulting in a constant prepayment rate of approximately 10.1% [9] - The return on invested capital for the pass-through RMBS portfolio was approximately 9.9%, while the structured RMBS portfolio generated a return of 1.2% [33][34] Financing and Leverage - The company had outstanding repurchase obligations of approximately $8.0 billion with a net weighted average borrowing rate of 4.33% [12] - The adjusted leverage ratio was 7.4 to 1, indicating room for further leverage if market conditions improve [12] - The company plans to enhance liquidity by potentially pledging more structured RMBS as part of repurchase agreements [12] Dividends - The company declared a dividend of $0.12 per share on October 15, 2025, to be paid on November 26, 2025 [23][22] - Total dividends declared and paid for the quarter amounted to $0.36 per common share [7] Future Outlook - The company believes its portfolio is well-positioned to deliver attractive returns in various economic scenarios, despite uncertainties surrounding interest rates and economic growth [5][4]

Core Points - Consumer Portfolio Services, Inc. (CPS) announced the closing of a new two-year revolving credit agreement on October 17, 2025 [1] - The loans under this credit agreement will be secured by automobile receivables that CPS currently holds or will acquire from dealers in the future [2] - The credit facility includes a subordinate lender, which will provide a higher effective advance rate for the facility [2] - CPS can borrow on a revolving basis until October 2027, after which it has the option to either repay the outstanding loans in full or allow them to amortize over an 18-month period [2] - CPS is an independent specialty finance company that provides indirect automobile financing to individuals with past credit issues or limited credit histories [3] - The company primarily purchases retail installment sales contracts from franchised automobile dealerships, secured by late model used vehicles and, to a lesser extent, new vehicles [3] - CPS funds these contract purchases through the securitization markets and services the contracts throughout their duration [3]

Core Viewpoint - Runway Growth Finance Corp. will release its third quarter 2025 financial results on November 6, 2025, and will hold a conference call to discuss these results [1] Company Overview - Runway Growth is a specialty finance company that provides flexible capital solutions to late- and growth-stage companies as an alternative to raising equity [3] - The company is a closed-end investment fund regulated as a business development company under the Investment Company Act of 1940 [3] - Runway Growth is externally managed by Runway Growth Capital LLC, an affiliate of BC Partners Advisors L.P., and is led by industry veteran David Spreng [3] Conference Call Details - Participants can register for the conference call online at the Runway Growth Investor Relations website, with a recommendation to register a day in advance or at least 15 minutes before the call [2] - The earnings call will take place at 3:00 p.m. PT (6:00 p.m. ET) on the same day as the financial results release [1] - A replay of the webcast will be available two hours after the call and archived for 90 days [2]

Core Points - Orchid Island Capital, Inc. declared a monthly cash dividend of $0.12 per share for October 2025, payable on November 26, 2025, to shareholders of record on October 31, 2025 [1] - The company aims to make regular monthly cash distributions to its common stockholders, adhering to the REIT requirement of distributing at least 90% of its taxable income annually [2] - As of October 15, 2025, the company had 151,711,940 shares of common stock outstanding, an increase from 148,239,401 shares as of September 30, 2025 [3] Financial Performance - The estimated book value per share as of September 30, 2025, was $7.33, with total stockholders' equity approximately $1,086.1 million [4] - The estimated net income per share for the quarter ended September 30, 2025, was $0.53, which includes $0.37 per share from net realized and unrealized gains on RMBS and derivative instruments [5] - The estimated total return on equity for the same quarter was 6.6%, comprising $0.36 in dividends per share and a $0.12 increase in book value per share [6] RMBS Portfolio - The company invests primarily in Agency RMBS, focusing on traditional pass-through Agency RMBS and structured Agency RMBS [7] - As of September 30, 2025, the total mortgage assets amounted to $8,356.1 million, with 56.7% from Fannie Mae and 43.3% from Freddie Mac [15] - The company’s borrowings totaled $8,006.978 million, with an average interest rate of 4.33% [17]

Core Insights - SLR Capital Partners is expanding its Specialty Finance platform by appointing Mac Fowle as President of Asset-Based Lending, responding to rising demand for flexible financing solutions [1][3] Company Overview - SLR Capital Partners, founded in 2006, operates as a diversified middle market private credit solutions platform, primarily investing in U.S. middle market companies through various forms of secured loans [5] - The firm manages public and private business development companies, private credit funds, and separately managed accounts, including SLR Investment Corp. [5] Leadership and Expertise - Mac Fowle brings over 20 years of experience in the Asset-Based Lending industry, previously serving as Global Head of ABL at J.P. Morgan Commercial Banking [2][3] - Fowle's role will focus on expanding SLR's ABL capabilities, complementing the existing leadership team of industry veterans [2][4] Strategic Goals - The appointment of Fowle is seen as a significant milestone in SLR's growth, aimed at enhancing offerings to borrowers and sponsors while ensuring attractive risk-adjusted returns for investors [4] - SLR's existing ABL franchise provides a strong foundation for future expansion in the asset-based lending market [4]

Group 1: Encore Capital Group (ECPG) - Encore Capital Group is an international specialty finance company providing debt recovery solutions and related services for consumers across various financial assets [1] - The company has a Zacks Rank of 1 (Strong Buy) and has seen a 3.9% increase in the Zacks Consensus Estimate for its current year earnings over the last 60 days [1] - Encore Capital Group has a price-to-earnings ratio (P/E) of 5.05, significantly lower than the industry average of 13.40, and possesses a Value Score of A [2] Group 2: TechnipFMC (FTI) - TechnipFMC is a leading manufacturer and supplier of products, services, and fully integrated technology solutions for the energy industry [2] - The company also carries a Zacks Rank of 1 and has experienced a 0.8% increase in the Zacks Consensus Estimate for its next year earnings over the last 60 days [2] - TechnipFMC has a price-to-earnings ratio (P/E) of 16.42, which is slightly lower than the industry average of 16.80, and has a Value Score of B [3]