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上银恒睿养老目标日期2045三年持有期混合型发起式基金中基金(FOF)
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上银恒睿养老2045三年持有混合发起式(FOF): 上银恒睿养老目标日期2045三年持有期混合型发起式基金中基金(FOF)2025年第2季度报告
Zheng Quan Zhi Xing· 2025-07-21 05:18
Group 1 - The fund is a mixed-type fund of funds (FOF) with a target retirement date of 2045, aiming to gradually reduce equity asset allocation as the target date approaches while increasing non-equity assets [1][2] - The fund's investment strategy includes various asset allocation strategies, equity fund selection, bond fund selection, and risk control strategies to achieve long-term reasonable returns for investors [1][2] - The fund's performance benchmark is a combination of the CSI 300 Index and the China Bond Composite Index, with specific ratios changing over time as the target date approaches [1][2] Group 2 - As of the end of the reporting period, the fund's net asset value per share was 0.9894 yuan, with a net value growth rate of 1.42% during the reporting period, outperforming the benchmark's return of 1.26% [6][7] - The fund maintained a relatively stable allocation of equity assets, with an increase in dividend assets and QDII fund allocations, while controlling duration, credit, and liquidity risks in fixed-income investments [6][7] - The fund manager has a strong background, with the current fund manager having 14.5 years of experience in the industry [4][5] Group 3 - The total number of fund shares at the end of the reporting period was 10,197,708.42, with minimal changes in subscription and redemption during the period [9][10] - The fund has not held any bonds or asset-backed securities during the reporting period, focusing instead on equity investments [7][8] - The fund management strictly adheres to regulations and internal fair trading management systems, ensuring no unfair trading practices were detected during the reporting period [5][6]