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成都农商银行晋升全球银行1000强第194位
Mei Ri Jing Ji Xin Wen· 2025-07-02 13:14
7月2日,国际权威财经媒体英国《银行家》杂志(The Banker)公布了"2025年全球银行1000强"榜单。 在此次排名中,成都农商银行排名攀升至第194位,较上一年度上升6位。 英国《银行家》杂志发布的"全球银行1000强"榜单至今已有55年历史,榜单排名主要考量的是各银行一 级资本实力,反映了银行抗风险和利润增长的能力,是全球银行综合实力的标尺。 作为西部首家副省级农商行,成都农商银行近年来在"全球银行1000强"榜单中的排名不断跃升,从2021 年的第231位,到2025年的194位,五年间累计上升了37位。这一令人瞩目的成绩背后,究竟蕴藏着怎样 的"跃升密码"? 稳健前行 迈向"万亿俱乐部" 从资产端看,成都农商银行不断强化国有企业和地方法人农商行担当,全力支持省市重大项目、重点产 业、重要领域,2024年末客户贷款及垫款总额达到4875.69亿元,同比增长14.54%。从负债端看,该行 坚持稳定核心负债,打造多元负债结构,2024年末负债总额达到8406.39亿元,同比增长9.57%。其中, 超八成负债来自客户存款,存款总额达6727.24亿元,同比增长10.50%,储蓄存款余额和增量连续两年 ...
华夏向“新”力 | 呵护科创“幼苗” 华夏银行合肥分行“科大硅谷”模式创新样本
Xin Lang Cai Jing· 2025-06-25 08:15
近年来,安徽省聚焦"产研金"深度融合战略,打造了全国领先的"科大硅谷"科创生态。华夏银行合肥分 行紧紧围绕这一区域发展主轴,创新构建"政银协同+平台赋能+产品创新"的三位一体服务模式,精准 滴灌科技型初创企业,生动诠释了金融服务新质生产力的"基层范式"和"华夏方案"。 转自:推广 华夏向"新"力系列报道 在新一轮科技革命和产业变革浪潮下,金融活水如何精准滴灌新质生产力,成为银行业转型发展的关键 命题。从小微金融到供应链金融,从数字金融到绿色信贷,从科创服务到并购服务,华夏银行正以产品 创新和精准服务,破解企业融资堵点,激活产业升级引擎,与企业、产业共筑向"新"力。 "华夏向'新'力"系列策划,展示华夏银行在服务实体经济、加快发展新质生产力、培育新动能中的金融 新实践与新担当——本期聚焦合肥分行探索的"科大硅谷"模式。 在科创企业"从0到1"的关键起步阶段,如何破解"首贷难、融资贵、断档险"等问题,成为金融服务实体 经济的现实命题。 机制破冰 政银协同 激活科创"首贷" 在安徽合肥"科大硅谷"的创业热土上,一批掌握核心技术的科技人才正奋力将实验室成果转化为市场产 品,却常因 "成立时间短、营收少、缺抵押" 被传 ...
深圳龙华:国企资本“滴灌+长效”护航科创企业拔节生长
Sou Hu Cai Jing· 2025-06-03 09:12
"我们是初创企业,前期投资基本用在研发上,一般金融机构对我们这种缺乏抵押物、信用记录不全和规模不足企业的评价就是抗风险能力弱,因此很难融 到资金。"日前,深圳市龙华区某科创企业负责人李先生在获悉龙华产业资本投资有限公司(以下简称龙华资本)可通过对科技创新成果尽调评估,为企业 提供"龙华资本贷"支持后,主动带上资料来到龙华区双招双引党群服务中心了解相关情况。 李先生表示,科创企业从科研成果转化到市场产品推出往往是最艰难的一段时光,最需要稳定的资金保障,一旦无法突破就可能面临推倒重来的困局。 对此,龙华资本相关负责人表示,"龙华资本贷"就是龙华资本作为区属全资国有企业,在全面推动龙华区打造产融结合示范区背景下,基于一线企业调研情 况反馈,携手银行推出的投贷联动产品。 "龙华资本贷"是由龙华资本联合建设银行深圳分行定制发行规模20亿元的投贷联动产品,主要面向龙华资本以及龙华区引导基金已投的超200家深圳企业, 截至目前已累计服务氢蓝时代、通敏检测、木卫智能等十余家企业,完成审批额度超4000万元,切实缓解了企业融资难、融资贵、融资慢等痛点,为招商、 安商、稳商提供了有力支撑。 龙华资本"资本赋能·投贷联动"系列活动 ...
跻身全球银行200强!成都农商银行2024年报彰显稳健增长与合规底色
Mei Ri Jing Ji Xin Wen· 2025-05-05 14:09
Core Viewpoint - Chengdu Rural Commercial Bank has demonstrated robust financial performance and strategic resilience in a complex financial environment, achieving significant growth in revenue and profit while maintaining a strong focus on risk management and innovation [1][3]. Financial Performance - In 2024, Chengdu Rural Commercial Bank reported total operating income of 18.35 billion yuan and net profit of 6.471 billion yuan, representing year-on-year growth of 5.86% and 11.46% respectively [1]. - As of the end of 2024, total assets reached 914.263 billion yuan, an increase of nearly 81 billion yuan, with a growth rate of 9.72% [1][3]. - The bank's total liabilities exceeded 800 billion yuan, reaching 840.639 billion yuan, with a year-on-year growth of 9.57% [2]. Market Position - Chengdu Rural Commercial Bank is the fifth largest rural commercial bank in China and has achieved a AAA credit rating for its capital debt, becoming the fourth rural commercial bank to do so [1][2]. - The bank ranked 200th in the "2024 Global Bank 1000" list published by The Banker magazine, improving by 15 positions from the previous year [1]. Growth in Deposits and Loans - The bank's customer deposits reached 672.724 billion yuan, with a year-on-year increase of 10.50%, accounting for over 80% of total liabilities [2]. - Customer loans and advances totaled 487.569 billion yuan, reflecting a year-on-year increase of 14.54% [2]. Risk Management - The non-performing loan ratio decreased by 0.18 percentage points to 1.02%, marking the best asset quality in nearly nine years [3]. - The provision coverage ratio increased by over 81 percentage points to 435.55%, enhancing the bank's risk mitigation capabilities [3]. Focus on Key Sectors - The bank has directed credit resources towards advanced manufacturing and strategic emerging industries, providing loans exceeding 60 billion yuan to over 2,700 enterprises in the industrial chain [5][6]. - In the agricultural sector, the bank's agricultural loans reached 101.498 billion yuan, with a year-on-year growth of 12.54%, leading among financial institutions in Sichuan province [6]. Technological Innovation - Chengdu Rural Commercial Bank has introduced various innovative financial products, including "Science and Technology Loans" and "Green Finance" initiatives, with green loan balances exceeding 47 billion yuan, a growth of 26.70% [7][8]. - The bank has implemented an AI-based risk control platform for agricultural loans, facilitating over 10,000 loans amounting to more than 700 million yuan [9]. Future Goals - The bank aims to achieve the goals of becoming a listed bank, a trillion-yuan bank, and a benchmark bank by 2025, focusing on sustainable growth and service to the real economy [9].