Group 1 - The profitability of personal pension funds is gaining market recognition, with 98% of funds showing positive returns since inception and an average return of 16% as of September 25 [1][2] - The number of personal pension funds continues to increase, with the recent addition of new products, bringing the total to over 300 funds [2] - A significant portion of personal pension funds has achieved high returns, with over 20% of products yielding more than 20% since inception, and some funds exceeding 60% returns [2] Group 2 - There is a growing awareness among investors regarding personal pension funds, with 65% of respondents in a survey indicating the need for additional personal retirement financial products beyond social security and corporate annuities [3] - The trend of early retirement planning is emerging, as 90% of respondents believe in the importance of early savings to maintain a comfortable retirement lifestyle [3] - The allocation of personal pension funds in actual investment portfolios remains low, primarily due to a focus on short-term fluctuations in product net values [3] Group 3 - Developing personal pension fund products is beneficial for enhancing residents' awareness of retirement savings and promoting deeper investment planning, contributing to a more sustainable multi-tiered pension system [4]