Core Viewpoint - The company is providing guarantees for certain clients to facilitate their financing needs, thereby enhancing long-term cooperation and competitiveness while managing associated risks [2][7]. Group 1: Guarantee Details - The company and its subsidiaries plan to provide guarantees for clients with good credit who need financing to pay for goods, with a total guarantee amount not exceeding RMB 500 million [2]. - The guarantee is limited to clients who meet financing conditions set by third-party financial institutions and have no related party relationships with the company [2]. - The company will seek necessary counter-guarantees from clients or designated third parties and will manage overdue clients through collection and legal actions [2][4]. Group 2: Internal Decision-Making Process - The board of directors approved the guarantee proposal on July 11, 2025, and it will be submitted to the shareholders' meeting for approval [3]. - The guarantee is valid for 12 months from the date of approval by the shareholders' meeting and can be used on a rolling basis [3]. Group 3: Recent Guarantee Progress - Recently, the company provided a guarantee of RMB 5.05 million for a client, Lianshun Company, which is seeking a bank loan to purchase machinery [4][6]. - The guarantee has a term of 3 years, with a third party providing counter-guarantee using its assets [6]. Group 4: Necessity and Reasonableness of the Guarantee - The company aims to address the financing needs of clients purchasing high-value digital printing equipment, which requires significant capital investment [7]. - Providing guarantees is expected to enhance clients' ability to fulfill contracts, improve receivables collection efficiency, and promote business development [7]. Group 5: Cumulative Guarantee Situation - As of the announcement date, the total external guarantee amount for buyer credit business is RMB 500 million, with a balance of RMB 5.05 million, representing 0.16% of the company's latest audited net assets [8]. - The total external guarantees provided by the company, including those for subsidiaries, amount to RMB 325 million, with a balance of RMB 127.24 million, representing 4.04% of the latest audited net assets [8].

中信证券股份有限公司 关于杭州宏华数码科技股份有限公司 拟为部分客户提供担保的核查意见 中信证券股份有限公司（以下简称"中信证券"、"保荐机构"）作为杭州宏 华数码科技股份有限公司（以下简称"宏华数科"、"公司"）的保荐机构，根据 《证券发行上市保荐业务管理办法》 《上海证券交易所科创板股票上市规则》 《上 海证券交易所上市公司自律监管指引第 11 号——持续督导》以及《上海证券交 易所科创板上市公司自律监管指引第 1 号——规范运作》等相关法律、法规和规 范性文件的要求，对宏华数科拟为部分客户提供担保事项进行了核查，发表如下 核查意见： 一、担保情况概述 （一）拟担保主要内容 为促进公司业务发展，深化与客户的长期合作关系，提升公司竞争力，同时 解决部分中小规模客户在正常经营中的资金困难，公司及子公司拟为部分信誉良 好但需融资支付货款的客户向第三方金融机构的贷款提供部分担保，担保额度不 超过人民币 5 亿元。上述客户应为通过第三方金融机构审核符合融资条件且与公 司不存在关联关系的客户。若上述客户不能按照相关协议的约定向第三方金融机 构偿还借款，公司及子公司将根据担保协议的约定承担担保责任；公司及子公司 将要求 ...