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Artemis:2025年稳定币⽀付:全球浪潮与新⾦融基石报告
Sou Hu Cai Jing· 2025-09-06 03:32
Core Insights - The report titled "Stablecoin Payments: Global Wave and New Financial Cornerstone" highlights the growth of stablecoin payments from January 2023 to February 2025, with a total payment settlement amount of $94.2 billion and an annualized run rate of $72.3 billion by February 2025 [1][16][23]. - B2B payments are the most active segment, with an annualized amount of $36 billion, followed by P2P payments at $18 billion, card payments at $13.2 billion, B2C payments at $3.3 billion, and pre-funding at $2.5 billion, with all segments except P2P showing rapid growth [1][16][23]. Market Overview - USDT is the most widely used stablecoin, accounting for approximately 90% of the market share by transaction volume, followed by USDC [2][16][38]. - Tron is the most popular blockchain for stablecoin transactions, followed by Ethereum, Binance Smart Chain (BSC), and Polygon, with many companies utilizing multiple blockchains for settlements [2][30]. Regional Insights - In Latin America, Tron dominates stablecoin settlements, particularly in Colombia, Ecuador, and Brazil, while Ethereum leads in Argentina and Peru [2][45]. - In Africa, Tron and Ethereum are the leading blockchains, with USDT consistently dominating transaction volumes, although USDC shows significant adoption in countries like Nigeria and Uganda [2][56][62]. - In North America and the Caribbean, Tron and Ethereum are the primary networks, with USDT maintaining a dominant position across all markets [2][65]. Company Contributions - Companies like Binance Pay, BVNK, and Bitso Business are driving the adoption of stablecoins in various sectors, facilitating cross-border payments and improving financial management for businesses [3][42][49]. - BVNK integrates stablecoin functionality with traditional banking, enabling faster and more efficient cross-border payments, while Bitso Business focuses on providing stablecoin-driven financial solutions for businesses in Latin America [42][49].