Core Points - The implementation of the delayed retirement policy raises questions about retirement timing and pension calculations for individuals [1] - The "Zhi Social Security Calculator" application has been launched by the Zibo Human Resources and Social Security Bureau to assist citizens with pension-related inquiries [1] - The application provides personalized pension consultation and planning services for various groups, including those already enrolled in enterprise and resident pension insurance, as well as new employment form workers and flexible employment individuals [1] Summary by Category - **Pension Policy and Concerns** - Individuals are seeking clarity on retirement timing, pension calculations, and the best financial security options for old age [1] - Questions include the comparison between bank deposits and pension insurance for retirement security [1] - **Application Launch and Features** - The "Zhi Social Security Calculator" app offers one-on-one pension consultation and planning services [1] - It generates personalized pension planning analysis reports for users who have registered [1] - **Target Audience** - The service is available for those enrolled in enterprise and resident pension insurance, as well as unregistered new employment form workers, farmers, and self-employed individuals [1] - Users can access their personalized pension planning report through the Zibo Human Resources and Social Security Bureau's official website [1]