Core Viewpoint - The article emphasizes the increasing challenges faced by companies in securing financing, particularly in light of economic uncertainties and rising bankruptcy rates, urging businesses to proactively seek low-interest financing options aligned with government policies [1][5]. Group 1: Economic Context - Since 2025, the uncertainty surrounding tariffs has led to continuous downward adjustments in global economic growth forecasts by world economic organizations [1]. - In 2024, over 55,000 companies in China are expected to exit the market through judicial bankruptcy procedures, highlighting a significant financial distress among businesses [1]. Group 2: Financing Strategies - Companies are advised to closely follow government policies and choose financing products that offer low interest rates and security [1]. - A proactive approach to financing is recommended, where businesses should prepare in advance to avoid last-minute financial struggles [5]. Group 3: Financing Products - Standard Chartered Bank has introduced a nationwide corporate financing product with a maximum limit of 81 million, offering an annual interest rate of 3.6% [3][9]. - The financing product is designed to address the cash flow challenges faced by companies, with flexible repayment options and minimal requirements regarding credit and debt [10][13]. Group 4: Application Process - The application process involves submitting necessary documents for review, with results available within two hours, followed by a funding timeline of 20-25 working days upon approval [10]. - The financing product is accessible to a wide range of industries, including mining, technology, manufacturing, and e-commerce, among others [10].