Core Insights - Zhang Jianbin, a prominent figure in the investment community, founded the Ruihua Investment Moat Department in 2021, focusing on empowering retail investors and creating a unique niche in the A-share market [2][4][10] Group 1: Development of Ruihua Investment - Since its establishment, the Ruihua Investment Moat Department has grown from a single unit to a specialized team with 8,000 members and multiple sub-departments, driven by Zhang Jianbin's extensive experience in the capital market [4][5] - The department employs a "research - pre-embedding - empowerment" closed-loop system, aiming to help retail investors understand investment, achieve profitability, and grow together [5][6] Group 2: Addressing Retail Investor Pain Points - The A-share market in 2021 presented challenges for retail investors, including significant information gaps, scattered strategies, and weak risk control, prompting Zhang Jianbin to create a department focused on empowering these investors [6][7] - Ruihua's approach contrasts with other teams by emphasizing long-term empowerment over short-term speculation, establishing a dual-driven logic to capture market opportunities and foster independent decision-making among investors [6][7] Group 3: Training and Growth Mechanism - The Ruihua Investment Moat Department has developed a standardized training system for new members, including a three-month "step-by-step training plan" that emphasizes practical knowledge application [7][8] - The department encourages collaboration between experienced and new members through mentorship programs and strategy co-creation, enhancing retention rates to 80% and driving growth through referrals from existing members [8][9] Group 4: Comprehensive Empowerment Strategy - Ruihua offers both online and offline resources, including weekly market insights and annual investment summits featuring industry leaders, to provide a holistic learning experience for its members [9][10] - The department's success is attributed to its alignment of "trading capabilities" with "retail investor needs," creating a win-win scenario that positions Ruihua as a benchmark for empowering retail investors in the capital market [9][10]