Core Viewpoint - The article discusses the ongoing efforts to create a fertility-friendly society in China through various healthcare policies, particularly focusing on the direct payment of maternity benefits to female employees, which aims to alleviate financial burdens and enhance job security for women [3][4]. Summary by Sections Maternity Insurance and Benefits - Maternity insurance is one of the social insurance types in China, covering two main benefits: maternity medical expenses and maternity allowances, which are essentially paid during maternity leave [3]. - The average maternity allowance for female employees has exceeded 26,000 yuan, and it can be claimed without a marriage certificate [3][4]. Direct Payment Model - The National Healthcare Security Administration (NHSA) is promoting a direct payment model for maternity allowances, allowing funds to be deposited directly into the accounts of female employees, thus reducing the risk of delays or withholding by employers [4]. - As of November 1, 2023, 25 provinces, including Jiangsu and Liaoning, have implemented this direct payment model, covering nearly 90% of the regions [3][4]. Simplification of Claim Process - The NHSA has simplified the application process for maternity benefits, with most regions no longer requiring marriage certificates or other non-essential documents for claims [5]. - The primary documents needed now include an ID card or social security card and a medical diagnosis or discharge record [5]. Technological Advancements - Some regions have adopted "smart healthcare" systems, enabling a fully automated process for maternity allowance applications, allowing for real-time verification and direct payment without requiring physical visits [6]. Comprehensive Fertility Support System - The NHSA is working to establish a comprehensive fertility support system, enhancing medical expense coverage for childbirth and aiming for full reimbursement of maternity medical costs in several provinces [7]. - As of October 2023, all provinces have included assisted reproductive services in their insurance coverage, benefiting over 1 million individuals [7]. Future Directions - Despite progress in reducing economic burdens and enhancing medical service guarantees, challenges remain in addressing the concerns of young people regarding childbirth [7]. - Experts suggest that future fertility policies should engage with young adults to better understand their needs and work towards reducing the costs of raising children through coordinated multi-departmental efforts [7].