稳定币服务

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连连数字20250707
2025-07-07 16:32
Summary of the Conference Call for Lianlian Digital Company Overview - Lianlian Digital operates primarily in two segments: digital payment services (87% of revenue) and value-added services (10% of revenue) [3] - The company’s overall GDP for 2024 is projected to be approximately 3.3 trillion, representing a year-on-year growth of 65% [2][3] - Global payment accounts for 61% of total revenue, while domestic payment accounts for 26% [3] Financial Performance - Overall revenue growth for the company is expected to be 28% year-on-year [2][3] - Global payment GDP is estimated at 281.5 billion, with a growth rate of 64% [3] - Domestic payment GDP is projected at 3 trillion, also with a year-on-year growth of 65% [3] - Global payment fee rate remains stable at around 0.3%, with a gross margin of approximately 72% [2][3] - Domestic payment fee rate is about 0.1%, with a gross margin of 20% [2][3] Future Strategy - The company plans to increase investment in cross-border payments, targeting local cross-border e-commerce and tourism sectors [2] - Expected annual growth rate for cross-border payment GTV is around 30%, with fee rates maintaining at 0.3% and gross margins around 70% [2][3] - Domestic payment GTV growth is expected to remain at 10%-15%, with fee rates at 0.1% and gross margins between 20%-25% [5] Innovations and Developments - Establishment of DFX Labs and acquisition of the Hong Kong Virtual Asset Trading Platform (VATP) license to enhance cross-border small currency settlement efficiency [2][7] - The trading platform will focus on processing RMB settlements for cross-border trade funds, primarily serving institutional clients [9] - The platform is expected to officially operate by Q4 2025, with initial application scenarios accounting for 30% of cross-border trade flow [9] Market Positioning - The trading platform will not cater to retail clients but will focus on institutional clients and cross-border trade scenarios [13] - The company aims to provide a seamless process for converting small currencies into RMB and then into required fiat currencies, reducing risks associated with exchange rate fluctuations [14] Competitive Advantages - The VATP license is a combination of four licenses, making it challenging to obtain, but essential for conducting trading platform operations [10][11] - The company’s cross-border payment services may be opened to other payment institutions in the future, providing compliant solutions for RMB transactions in cross-border trade [19] Operational Efficiency - The trading platform allows for rapid conversion of small currencies to stablecoins, significantly reducing transaction times from several days to within one day [17] - The company has established a fund aggregation center in Hong Kong to streamline the withdrawal process for clients, avoiding complex domestic procedures [23] Regulatory Compliance - The company engages with regulatory bodies to ensure compliance with foreign exchange management and customs regulations, ensuring the authenticity of funds and trade [19] Conclusion - Lianlian Digital is positioned to capitalize on the growing demand for cross-border payment solutions, leveraging its technological innovations and regulatory compliance to enhance operational efficiency and expand its market reach [2][3][19]
金一文化(002721) - 投资者关系活动记录表
2025-07-02 10:08
证券代码:002721 证券简称:金一文化 北京金一文化发展股份有限公司 投资者关系活动记录表 | | 答:我们在银行也中标了一些 AI 大模型相关项目,公司已有或 | | --- | --- | | | 正在开发软件交付结合 AT 技术以改变或服务银行客户的智能体,如 | | | 在智能营销、财富管理、智能投顾及智能客服等智能产品建设。公 | | | 司的薪酬服务平台已经接入 deepseek;同时,公司与阿里合作了大 | | | 模型项目。 | | | 5、开科唯识关于跨境支付的规划及目前实施的路径? | | | 答:开科唯识数字人民币产品利用区块链技术设计数币钱包的 | | | 分布式账本,独立支持运营钱包核心处理体系,包括钱柜管理、数 | | | 币钱包开户到销户的生命周期管理以及对钱包分类分级、钱包记账 | | | 与分布式对账、以及基于区块链的智能合约技术应用数字证书、数 | | | 字签名、加密存储等功能,在光大银行、盛京银行等银行已有相关 | | | 成熟的产品应用。区块链技术涉及的数字钱包及加密存储技术等可 | | | 以运用于稳定币领域。 | | | 6、开科唯识如何布局稳定币业务? | ...