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广东惠州 激活老区苏区乡村振兴内生动力
Jin Rong Shi Bao· 2025-09-23 03:35
Core Viewpoint - The financial support from the People's Bank of China Huizhou Branch is crucial for the economic development and rural revitalization of Huizhou's Huidong County, focusing on integrating financial services with local industries and ecological sustainability [1][9]. Group 1: Financial Empowerment for Local Industries - The introduction of innovative loan products like "Oyster Loan" has significantly aided local oyster farmers by optimizing loan processes and improving approval efficiency, resulting in a total of 697 loans amounting to 51.53 million yuan for oyster farming [2][3]. - The Huizhou Branch has guided financial institutions to develop a range of specialized financial products, including "Green Chess Nan Agarwood Loan," "True Pig Loan," and "Tea Garden Loan," to support various local industries [3]. Group 2: Green Development Initiatives - The Huizhou Branch has integrated green development principles into financial services, supporting clean energy projects such as the Taipingling Nuclear Power Project and the 1 million kW offshore wind power project, with total loans exceeding 13 billion yuan [4]. - The bank has also facilitated ecological restoration projects through water conservancy loans, transforming polluted water bodies into clean environments [4]. Group 3: Enhancing Financial Accessibility - The Huizhou Branch has implemented policies to ensure that financial resources are directed towards rural revitalization, including the issuance of 1.104 billion yuan in loans to support agricultural and small enterprises [5]. - The establishment of "credit + intellectual property guarantee" models has enabled local businesses to secure necessary funding despite lacking sufficient collateral [6]. Group 4: Knowledge and Talent Support - The bank has promoted financial literacy and services in rural areas by deploying financial personnel to assist local communities, enhancing understanding of financial policies and services [7]. - Initiatives like the "Mobile Payment Downstream Town Work Plan" have successfully achieved full coverage of mobile payment services in 49 towns, facilitating easier access to financial services for farmers [8]. Group 5: Long-term Financial Strategy - The People's Bank of China Huizhou Branch aims to deepen its financial support for rural revitalization, focusing on improving policy precision, service coverage, and ecological collaboration to foster sustainable development in Huidong County [9].