Core Insights - Shanghai Meixin Health Technology Group Co., Ltd. announced an upgrade to its "One Code Direct Payment" platform, aiming to address pain points in commercial health insurance such as low claims efficiency and complicated medical processes [1][2] - The upgraded platform will launch in 2024, featuring direct payment across multiple scenarios including outpatient, inpatient, and pharmacy services, thus creating a new business model for commercial insurance payments [1] - The platform's direct payment network currently covers 12,000 public hospitals and specialized clinics nationwide [1] Group 1 - The upgraded "One Code Direct Payment" platform innovates in three dimensions: "visualization of pay-after-treatment," "better access to quality medical resources," and "diverse payment options" [1] - AI technology has been integrated into the platform, introducing a smart dialogue box named "xiaofu" that provides users with various intelligent services related to pharmaceuticals, disease information, payment methods, and insurance claims [1] - The platform's claimmaster AI can automate the submission of insurance claim materials, enhance risk control, ensure precise claim calculations, and facilitate seamless payment settlements [1] Group 2 - The Chief Product Officer of Meixin Health stated that the "One Code Direct Payment" redefines the value of payment by transforming fragmented services into standardized, integrated, and efficient service norms [2] - The upgraded platform is described as an industry-level innovation that shifts payment from a mere tool to a connector of smart healthcare services, aiming to build an advanced medical security network [2] - The goal is to maximize the value of advanced pharmaceuticals and enhance accessibility to healthcare services for users [2]