Group 1 - Lloyds Bank is launching a significant risk transfer (SRT) asset related to approximately £500 million (about $681 million) in commercial real estate loans as part of its "Wetherby SRT" project [1] - SRT allows banks to provide default insurance for loans by selling credit-linked notes to pension funds, sovereign wealth funds, and hedge funds, enabling them to release capital while retaining the assets [1] - Other banks such as Banco BPM SpA, Macquarie Capital, Deutsche Pfandbriefbank, and UBS are also discussing or finalizing similar SRT transactions, indicating a growing trend in the European banking sector [1] Group 2 - Deutsche Bank completed a $560 million SRT transaction in March, with a spread 750 basis points above the secured overnight financing rate, as part of its strategy to reduce risk-weighted assets by €25 billion to €30 billion ($34 billion) by year-end [2] - The global SRT issuance is expected to reach a record high this year, with Chorus Capital Management predicting a total of $35 billion, a significant increase from last year's estimate of $29 billion, with Europe expected to hold the largest share [2] - The global SRT market is projected to grow at an average annual rate of 11% over the next two years, reflecting increasing interest and activity in this financial instrument [2]