The Ultimate Guide to Long-Term Investing October 27, 2025 Deutsche Bank Research Institute As always, feel free to quote and reference the report. If so we would be grateful if you could attribute to the Deutsche Bank Research Institute. Feel free to direct people to this report and many others at www.dbresearch.com/research-institute. Authors Jim Reid Global Head of Macro and Thematic Research Henry Allen Macro Strategist Galina Pozdnyakova Research Analyst Introduction Almost everyone reading this has a ...

You can find original article here WealthManagement. Subscribe to our free daily WealthManagement newsletters. A Short History of Bubbles “When was the last time the crowd, the media, or Wall Street accurately identified a bubble in real time? By definition, it takes a crowd to drive prices to bubblicious levels. It is a challenge for the crowd to simultaneously speculate on a bubble and accurately identify one as it inflates.” (The Big Picture) How Financial Advisors Can Guide Clients—and Themselves—Thro ...

Core Insights - Individuals in their mid-60s should begin serious retirement planning as retirement approaches [1] - The management of an IRA over the next five years is crucial for determining retirement outcomes [2] Investment Strategies - **Investing in Bonds**: A full investment in investment-grade bonds yielding an average of 5.6% could grow an IRA of $250,000 to approximately $328,291 by retirement [4] - **Investing in the S&P 500**: Allocating all assets to an S&P 500 index fund could yield a potential value of $402,628 by age 70, assuming a 10% average market return, though this is riskier given the short investment horizon [5] - **Building a 60/40 Portfolio**: A traditional 60% stocks and 40% bonds portfolio could grow to about $380,615 by age 70, based on a historical growth rate of 8.77% per year [7] Financial Advisory - A strategic mix of stocks and bonds can provide a balance of growth and safety, and consulting a financial advisor may help align asset allocation with individual risk tolerance and goals [8]