Core Insights - The article discusses the implementation of a one-year pilot program for the establishment of a credit system for business entities across China, with Jiangsu province leading in the number of participating regions and tasks completed [1] Group 1: Pilot Program Overview - The pilot program includes five key tasks: improving credit commitments, enhancing credit evaluations, creating a credit identification system, strengthening the use of credit information, and promoting credit compliance management [1] - Jiangsu province has successfully completed all five pilot tasks, resulting in replicable and promotable "Jiangsu experience" [1] Group 2: Implementation and Innovations - The provincial market supervision bureau has developed a comprehensive list of credit commitment items, including six types of licensing commitments and nine types of declaration commitments [1] - Various regions have innovated service models, such as Nanjing establishing 16 credit compliance service stations serving 1,500 enterprises and developing an AI assistant named "Xiao Yu" to assist over 3,000 businesses [1][2] - Lianyungang has launched credit loan services like "Crystal Easy Loan" and "Jia Easy Loan," issuing over 20 million yuan in loans and reducing complaints in the crystal industry by 42% year-on-year [2] Group 3: Financial Products and Services - Changshu has introduced the "Changxin You" module, collaborating with 13 financial institutions to offer over 40 credit loan products, achieving a total credit amount exceeding 400 million yuan for 1,079 enterprises [2] - Wuxi has expanded the application of its "Cloud Credit Archive" to assist 1,000 enterprises in decision-making and launched a "Pocket Credit Archive" covering 30 headquarters and over 6,000 branches [2] - Kunshan has implemented precise reminders for credit repair and automatically generated annual inspection lists for special equipment, enhancing the "Kun Ruyi" service brand [2]