Core Viewpoint - Credissential Inc. has had its management cease trade order revoked by the Alberta Securities Commission, allowing unrestricted trading of its securities [1][2]. Group 1: Management Cease Trade Order - The management cease trade order (MCTO) was issued by the Alberta Securities Commission on October 31, 2025, and has been revoked as of January 3, 2026 [1][2]. - The revocation means that trading in the securities of Credissential is no longer subject to the restrictions imposed by the MCTO [2]. Group 2: Company Background - Credissential is described as a vertically integrated AI software development company focused on financial services [1][4]. - The company expresses gratitude to the Alberta Securities Commission for their cooperation and guidance during the MCTO process, as well as appreciation for the support of its shareholders [3].

Core Viewpoint - Credissential Inc. is currently under a Management Cease Trade Order (MCTO) due to delays in filing its audited annual financial statements for the fiscal year ended June 30, 2025, with the anticipated completion date set for December 31, 2025 [2][6][7]. Group 1: Management Cease Trade Order (MCTO) - The Alberta Securities Commission granted the MCTO due to delays in the filing of the Company's Annual Filings, which include audited financial statements and management discussions [2]. - The MCTO prohibits trading in the Company's securities by the CEO and CFO until the Annual Filings are completed [3]. - The general investing public can still trade the Company's shares freely despite the MCTO [3]. Group 2: Audit Delays - The audit process has been prolonged due to the complexity of the fiscal year, which involved consolidating two acquisitions and accounting for convertible note financings [4]. - The transition of day-to-day accounting work to Cavalry Advisory Group has resulted in additional reconciliatory work, contributing to the delay [5]. - The Company's auditor, Kenway Mack Slusarchuk Stewart LLP (KMSS), has committed to completing the audit by December 31, 2025, despite previous staffing and scheduling constraints [6]. Group 3: Compliance and Reporting - Credissential intends to comply with alternative information guidelines by issuing biweekly default status reports until the Annual Filings are made [8]. - There have been no material changes to the information disclosed in the default announcement from October 29, 2025, that would be expected to impact investors [8].

Core Points - Credissential Inc. has been granted a Management Cease Trade Order (MCTO) due to delays in filing its audited annual financial statements for the fiscal year ended June 30, 2025 [2][3] - The delay is attributed to the complexity of financial reporting, including the consolidation of two acquisitions and convertible note financings, which required additional audit procedures [4] - The company is working with its auditors to complete the audit and expects to file the Annual Filings by November 29, 2025 [5] Company Information - Credissential is a vertically integrated AI software development company focused on financial services [1][6] - The company intends to comply with alternative information guidelines by issuing biweekly default status reports until the Annual Filings are made [7] - There have been no material changes to the information disclosed in the default announcement from October 29, 2025 [7]

Core Points - Credissential Inc. has successfully closed the final tranche of its convertible note offering, raising gross proceeds of CAD 150,000 [1] - The convertible notes carry an interest rate of 20% per annum and have a maturity date of twelve months from issuance [2] - The notes are convertible into common shares at a price equal to 100% of the closing price on the Canadian Securities Exchange, with a minimum conversion price of CAD 0.05 per share [2] - The notes rank as senior unsecured obligations, on par with existing senior unsecured debt, and are junior to secured debt [3] - The company has the option to redeem the notes prior to maturity at 110% of the principal amount, with a ten trading days' notice [4] - There is a 9.99% ownership limitation on the notes, preventing holders from owning more than this percentage of the company's common shares post-conversion [5] - Proceeds from the offering will be used to repay debts and for working capital [6] - The securities issued comply with ASC Rule 72-501 and are not subject to a hold period [7] Company Overview - Credissential is an AI-powered financial services software developer [8]

Core Viewpoint - Credissential Inc. is unable to file its annual financial statements by the deadline due to audit delays, resulting in a Management Cease Trade Order being granted [1][2]. Group 1: Audit Delays - The delay in completing the audit is attributed to the complexity of the financial reporting period, which involved consolidating two acquisitions and convertible note financings [2]. - Additional audit procedures were required for purchase price allocations, fair value assessments, and financial instrument accounting, extending beyond the initial timeline [2]. Group 2: Filing Expectations - The Company expects to file the Annual Filings on or before November 29, 2025, and will announce the completion through a news release [3]. - In the meantime, the Company will issue bi-weekly default status reports as per the alternative information guidelines during the MCTO [3]. Group 3: Management Cease Trade Order (MCTO) - During the MCTO, the general investing public can continue to trade the Company's common shares, but the CFO and CEO are prohibited from trading until the Annual Filings are submitted [4]. - The Company confirms it is not subject to any insolvency proceedings and has disclosed all material information regarding its affairs [5][9].

Core Points - Credissential Inc. has successfully closed the first tranche of its convertible note offering, raising gross proceeds of $360,750 CAD [1] - The convertible notes carry an interest rate of 20% per annum and have a maturity date of twelve months from issuance [2] - The notes are convertible into common shares at a price equal to the closing price on the Canadian Securities Exchange, with a minimum conversion price of $0.05 per share [2] - The net proceeds from the offering will be used to repay certain debts owed to creditors [6] Summary by Sections Offering Details - The offering consists of senior unsecured convertible notes issued to Helena Special Opportunities, LLC [1] - The notes rank pari passu with existing and future senior unsecured indebtedness, senior to subordinated indebtedness, and junior to secured indebtedness [3] - The company has the option to redeem the notes prior to maturity by providing ten trading days' notice and paying 110% of the principal amount being redeemed [4] Ownership Limitations - The convertible notes include a 9.99% ownership limitation, preventing HSO and any joint actors from owning more than 9.99% of the company's common shares post-conversion [5] Regulatory Compliance - All securities issued under the offering are subject to a statutory hold period of four months and one day from the date of issuance in accordance with Canadian securities laws [7] Company Overview - Credissential is an AI-powered financial services software developer [8]

Core Points - Credissential Inc. is conducting a non-brokered private placement of convertible notes for gross proceeds of up to $500,000 [1] - The convertible notes will be unsecured debt obligations, maturing 12 months after the closing date, and can be converted into common shares at a price of $0.05 per share [2] - The net proceeds from the offering will be used for general corporate and working capital purposes [4] Additional Information - The company has granted 7,000,000 Restricted Share Units (RSUs) to certain consultants, subject to a four-month and one-day hold period [5] - Credissential is an AI-powered financial services software developer [6]