Core Insights - Euronet Worldwide (EEFT) is a US-based payment processing company with a significant presence in Europe, focusing on ATM ownership and leasing while expanding into digital payments [1] Group 1: Company Overview - Euronet Worldwide specializes in payment processing, particularly through ATMs, and is transitioning into the digital payments sector [1] Group 2: Challenges - The company faced challenges during the pandemic, impacting its operations and strategic direction [1]

Core Insights - Epirus Bank has partnered with NCR Atleos to enhance its ATM services across Greece, utilizing NCR's ATM as a Service (ATMaaS) model and the Cashzone network [1][2] - The collaboration allows Epirus Bank to focus on its core banking activities while NCR Atleos manages ATM operations, including site selection, installation, and maintenance [2][3] - The rollout of new ATMs began in November 2025, with a phased implementation expected to be completed in approximately three months, targeting strategic locations for Epirus Bank customers [3][4] Company Strategy - The partnership is aimed at modernizing Epirus Bank's ATM network, enhancing customer access to banking services while ensuring security and convenience [2][3] - Epirus Bank's CEO highlighted the strategic importance of this partnership during a period of nationwide expansion [2] Operational Details - New ATMs will feature dual branding from both Epirus Bank and Cashzone, reflecting the collaborative effort in the upgrade [3][4] - NCR Atleos is expected to provide the necessary expertise to optimize operational costs and meet evolving customer expectations [4]

Group 1 - Banks in several parts of India, including major banks like State Bank of India, HDFC Bank, and ICICI Bank, are closed today, December 26, due to Christmas celebrations as decided by the Reserve Bank of India [1][2] - In states like Mizoram, Meghalaya, and Nagaland, banks are closed for at least three days for Christmas, with Nagaland observing a six-day closure starting December 23 [2] - There are a total of 14 bank holidays in December, in addition to weekends, with banks following regional and national holidays according to the RBI bank holiday calendar [3] Group 2 - On national holidays such as Christmas, all banks across India remain shut [4] - ATM services and online banking options like NEFT, IMPS, and RTGS are available 24/7 during bank holidays for cash withdrawals and money transfers [5] - Upcoming bank holidays include closures on December 27 for the fourth Saturday, December 28 for Sunday, and specific closures in Meghalaya and Manipur for local observances [6]

Core Insights - NCR Atleos reported quarterly earnings of $1.09 per share, exceeding the Zacks Consensus Estimate of $1.01 per share, and showing an increase from $0.89 per share a year ago, resulting in an earnings surprise of +7.92% [1] - The company achieved revenues of $1.12 billion for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 0.09% and up from $1.08 billion year-over-year [2] - NCR Atleos has outperformed consensus EPS estimates in all four quarters over the past year and has topped revenue estimates twice in the same period [2] Earnings Outlook - The future performance of NCR Atleos shares will largely depend on management's commentary during the earnings call and the sustainability of the stock's price movement based on recent earnings and future expectations [3][4] - The current consensus EPS estimate for the upcoming quarter is $1.40 on revenues of $1.16 billion, while for the current fiscal year, the estimate is $3.98 on revenues of $4.36 billion [7] Industry Context - The Internet - Software industry, to which NCR Atleos belongs, is currently ranked in the top 34% of over 250 Zacks industries, indicating a favorable outlook compared to the bottom 50% [8] - Empirical research suggests a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors [5]

Core Points - Banks in Guwahati, Assam are closed today for Kati Bihu, while October 18 is also noted as Dhanteras, although not a declared bank holiday [1][4] - October 2025 has a total of 21 official bank holidays, which include various religious and regional festivities such as Diwali, Maha Ashtami, Dussehra, Durga Puja, and Chhat Puja, along with weekly offs [1][4] Bank Holidays Summary - October 18 (Saturday): Banks closed in Guwahati for Kati Bihu [5][7] - October 19 (Sunday): Banks closed nationwide for Sunday weekly off [5][7] - October 20 (Monday): Banks closed in multiple cities for Diwali and related festivities [5][7] - October 21 (Tuesday): Banks closed in several cities for Diwali Amavasya and related celebrations [5][7] - October 22 (Wednesday): Banks closed in various cities for Diwali and Vikram Samvant New Year [5][7] - October 23 (Thursday): Banks closed in select cities for Bhai Bij and related festivities [5][7] - October 25 (Saturday): Banks closed nationwide for fourth Saturday weekly off [5][7] - October 26 (Sunday): Banks closed nationwide for Sunday weekly off [5][7] - Additional closures for Chath Puja on October 27 and 28, and for Sardar Vallabhbhai Patel's Birthday on October 31 [7]

Core Points - October 2025 has a total of 21 official bank holidays in India, including major religious and regional festivities such as Diwali, Maha Ashtami, Dussehra, Durga Puja, and Chhat Puja [1][5] Group 1: Bank Holidays Overview - Banks across India, including the State Bank of India (SBI), will remain closed during holidays mandated by the central bank, which includes the second and fourth Saturdays of each month and all Sundays [2] - A detailed list of bank holidays for October 2025 includes closures for various festivals, with specific dates outlined for each celebration [3][5] Group 2: Specific Holiday Dates - October 1: Banks closed in multiple cities for Navratri End / Maha Navami / Dussehra [5] - October 2: Nationwide bank closure for Mahatma Gandhi Jayanti and other festivals [5] - October 3: Banks closed in Gangtok for Durga Puja [5] - October 20-23: Multiple closures for Diwali celebrations across various cities [5] - October 27-28: Banks closed in Patna and Ranchi for Chath Puja [5] - October 31: Banks closed in Ahmedabad for Sardar Vallabhbhai Patel's Birthday [5] Group 3: Banking Services During Holidays - Online and mobile banking services remain available during national holidays unless otherwise notified, and ATMs are operational for cash withdrawals [6]

Core Points - Banks across India are closed on October 2 due to multiple festivals including Gandhi Jayanti and Dussehra [1][2] - There are a total of 21 bank holidays in India throughout the month of October, influenced by various festivals and weekly offs [2] Bank Holidays in October - October 1: Banks closed in several cities for Navratri End and related festivals [4] - October 2: Nationwide bank holiday for Gandhi Jayanti and other festivals [4] - October 3: Banks closed in Gangtok for Durga Puja [4] - October 4: Banks closed in Gangtok for Durga Puja [4] - October 5: Nationwide bank holiday for Sunday [4] - October 6: Banks closed in Agartala and Kolkata for Lakshmi Puja [4] - October 7: Banks closed in multiple cities for Maharshi Valmiki Jayanti [4] - October 10: Banks closed in Shimla for Karva Chauth [4] - October 11: Nationwide bank holiday for second Saturday [4] - October 12: Nationwide bank holiday for Sunday [4] - October 18: Banks closed in Guwahati for Kati Bihu [4] - October 19: Nationwide bank holiday for Sunday [4] - October 20: Banks closed in multiple cities for Diwali and related festivals [4] - October 21: Banks closed in several cities for Diwali Amavasya [4] - October 22: Banks closed in various cities for Diwali and related festivals [4] - October 23: Banks closed in multiple cities for Bhai Bij and related festivals [4] - October 25: Nationwide bank holiday for fourth Saturday [4] - October 26: Nationwide bank holiday for Sunday [4] - October 27: Banks closed in Kolkata, Patna, and Ranchi for Chath Puja [6] - October 28: Banks closed in Patna and Ranchi for Chath Puja [6] - October 31: Banks closed in Ahmedabad for Sardar Vallabhbhai Patel's Birthday [6] Emergency Services During Bank Holidays - ATM services remain operational 24/7 during bank holidays for cash withdrawals and other needs [5] - Online banking services such as NEFT, IMPS, and RTGS are available for money transfers on bank holidays [5] - UPI services can be used for sending and receiving money even on bank holidays [5]

Core Points - All seven days from September 29 to October 5 will be bank holidays in various parts of India due to religious celebrations and national holidays [1][2] - The Reserve Bank of India (RBI) mandates these holidays, which include the second and fourth Saturdays of each month and all Sundays [1][3] Summary by Date - **September 29 (Monday)**: Bank holiday in Agartala, Kolkata, and Guwahati for Maha Saptami, the seventh day of the Durga Puja festival [4] - **September 30 (Tuesday)**: Multiple cities including Agartala, Bhubaneswar, and Kolkata will observe bank closure for Maha Ashtami/Durga Ashtami, the eighth day of Durga Puja [4] - **October 1 (Wednesday)**: Banks closed in cities like Bengaluru, Chennai, and Kolkata for Navaratri End/Maha Navami/Dussehra [4] - **October 2 (Thursday)**: Nationwide bank closure for Mahatma Gandhi Jayanti/Dussehra/Durga Puja [4] - **October 3 (Friday)**: Banks closed in Gangtok for Durga Puja [4] - **October 4 (Saturday)**: Banks closed in Gangtok for Durga Puja [4] - **October 5 (Sunday)**: Nationwide bank closure for the weekly Sunday off [4] Banking Operations - Online and mobile banking services remain available during national holidays unless otherwise notified [4] - ATMs will be operational for cash withdrawals, and app and UPI functions will continue as usual [4]

Group 1 - All public and private banks in India will be open on Saturday, September 20, as it is the third Saturday of the month and there is no bank holiday on this day [1] - According to the Reserve Bank of India (RBI) calendar, banks are typically closed on the second and fourth Saturdays and all Sundays each month, with exceptions on the first, third, and fifth Saturdays [2] - The next bank holiday is on Sunday, September 21, followed by regional observances on September 22 in Rajasthan for Navratri celebrations [4][5] Group 2 - Remaining bank holidays in September include September 22 for Navratra Sthapna in Jaipur, September 23 for the birthday of Maharaja Hari Singh Ji in Jammu and Srinagar, and September 29 for Maha Saptami in Agartala, Kolkata, and Guwahati [5][6] - Additional bank holidays will occur on September 27 (fourth Saturday) and September 21 and 28 (Sundays) [7] Group 3 - In case of emergencies on bank holidays, ATM services are available 24/7, and online banking services like NEFT, IMPS, and RTGS can be used for transactions [8]

Group 1 - All public and private banks in Shillong will be closed on September 18 due to Unitarian Anniversary Day celebrations, marking the 128th anniversary of Khasi Unitarianism [1][6] - Banks across India, including the State Bank of India (SBI), observe holidays mandated by the Reserve Bank of India (RBI), which includes the second and fourth Saturdays and all Sundays of the month [2][5] - A full bank holiday schedule for September 2025 has been outlined, indicating specific dates when banks will be closed for various celebrations [3][6] Group 2 - In emergencies when banks are closed, online and mobile banking services remain available, and ATMs can be used for cash withdrawals [4] - The RBI and state governments compile a list of bank holidays based on national and local occasions, operational needs, and cultural observances [5] - Specific upcoming bank holidays include closures in various cities for events such as Navratra Sthapna, Maharaja Hari Singh Ji's birthday, and Durga Puja celebrations [6]