Group 1 - The government announced personal accident insurance coverage of ₹1 crore for regular employees and ₹40 lakh for contract workers of Coal India as part of a new corporate salary package [1][3] - The scheme covers 2.15 lakh regular employees and 44,000 contract workers, with no premium required from employees [3][4] - The ex gratia amount for mine accident fatalities has been increased from ₹15 lakh to ₹25 lakh, applicable to both regular and contract workers [5][6] Group 2 - The initiative is part of Coal India's 'We Care' program, emphasizing a commitment to employee welfare and support for families affected by accidents [5][6] - Coal India accounts for over 80% of domestic coal output, highlighting its significant role in the industry [6] - A new uniform has been introduced to promote a shared identity and safety culture among employees [6] Group 3 - Hindustan Copper Ltd (HCL) has also introduced a group personal accident insurance policy for its contractual workers, providing coverage of ₹20 lakh [7] - HCL's initiative includes comprehensive accident insurance coverage of ₹1 crore for all regular employees, reinforcing corporate identity through a common uniform [8]