Company Overview - Potomac Bancshares, Inc. is the holding company for Bank of Charles Town (BCT), which was founded in 1871 and operates as a community bank [2] - As of March 31, 2025, BCT has approximately $896 million in assets and operates through one main office, eight branch offices, and two loan production offices [2] - BCT offers a variety of loan products including commercial lines and term loans, residential and commercial construction loans, and agricultural loans, and is a Small Business Administration (SBA) Preferred Lender [2] Recent Developments - The Board of Directors declared a quarterly cash dividend of $0.13 per share, payable to shareholders of record on July 31, 2025, with payment scheduled for August 7, 2025 [1] - BCT has received multiple accolades, including being voted as a "Top 200 Community Bank" by American Banker in 2023 and winning several categories in local readers' polls [2] Share Information - The shares of Potomac Bancshares, Inc. are quoted on the OTCID marketplace under the symbol "PTBS" [3] - Interested individuals can purchase shares through personal brokers or by contacting the company's EVP and CFO [3]

Nevada County INVESTOR PRESENTATION UPDATED THROUGH JUNE 30, 2024 1 Forward Looking Statements Disclaimer The statements contained herein that are not historical facts are forward-looking statements based on management's current expectations and beliefs concerning future developments and their potential effects on the Company. Such statements involve inherent risks and uncertainties, many of which are difficult to predict and are generally beyond our control. There can be no assurance that future developmen ...