Core Viewpoint - The article emphasizes a long-term investment strategy focused on sustainable growth and income, rather than short-term trading and speculation [1] Investment Philosophy - The company advocates for early investment and self-management of retirement funds to achieve financial goals [1] - It stresses the importance of proven performance, quality, and fundamentals for future growth, avoiding reliance on market trends or stock tips [1] Portfolio Management - A well-structured investment portfolio should prioritize top quality and growth potential, independent of sector biases [1] - Effective diversification is essential for sustainable long-term growth, but over-diversification can negatively impact performance [1] Opportunity Costs - The company highlights the often-overlooked opportunity costs in investments, suggesting that selections should be made by comparing opportunity costs to peers [1] - Concentrating funds towards best-in-class investments while maintaining sufficient diversification is recommended [1] Investment Approach - The investment approach is designed to accommodate various investor profiles, combining opportunities for growth, income, and manageable volatility [1] - Yield and yield growth are crucial for providing income in sideways or declining markets, which can be utilized for living expenses or reinvestment [1] Company Focus - Investrava Analytics aims to simplify investment for all, addressing high income, dividend growth, and ETFs, integrating income and growth for both younger and older investors [1]