Group 1 - MGIC Investment reported quarterly earnings of $0.75 per share, exceeding the Zacks Consensus Estimate of $0.66 per share, and showing an increase from $0.65 per share a year ago, representing an earnings surprise of 13.64% [1] - The company posted revenues of $305.49 million for the quarter ended March 2025, which was 1.46% below the Zacks Consensus Estimate, and a slight increase from $302.87 million year-over-year [2] - MGIC has surpassed consensus EPS estimates in all four of the last quarters, while it has only topped consensus revenue estimates once during the same period [2] Group 2 - The stock has increased approximately 4.1% since the beginning of the year, contrasting with a decline of 5.5% in the S&P 500 [3] - The current consensus EPS estimate for the upcoming quarter is $0.67, with expected revenues of $312.43 million, and for the current fiscal year, the estimate is $2.75 on revenues of $1.25 billion [7] - The Zacks Industry Rank for Insurance - Multi line is in the top 17% of over 250 Zacks industries, indicating a favorable outlook for the industry [8]

Core Viewpoint - Wall Street anticipates a year-over-year increase in earnings for Horace Mann (HMN) due to higher revenues, with a focus on how actual results compare to estimates impacting stock price [1][2]. Earnings Expectations - Horace Mann is expected to report quarterly earnings of $0.88 per share, reflecting a +46.7% year-over-year change, with revenues projected at $420.15 million, an increase of 8.9% from the previous year [3]. Estimate Revisions - The consensus EPS estimate has been revised 1.77% higher in the last 30 days, indicating a collective reassessment by analysts [4]. Earnings Surprise Prediction - The Zacks Earnings ESP model suggests that the Most Accurate Estimate is lower than the consensus estimate, resulting in an Earnings ESP of -4.55%, indicating a bearish outlook from analysts [10][11]. Historical Performance - In the last reported quarter, Horace Mann exceeded expectations with earnings of $1.62 per share against an expected $0.99, achieving a surprise of +63.64% [12]. Over the last four quarters, the company has beaten consensus EPS estimates twice [13]. Conclusion on Earnings Beat Potential - Despite the potential for an earnings beat, Horace Mann does not appear to be a compelling candidate for exceeding earnings expectations based on current estimates and rankings [16].

Company Overview - Horace Mann (HMN) is based in Springfield and operates in the Finance sector, focusing on auto and homeowners' insurance for teachers and educators [3] - Year-to-date, HMN shares have experienced a price change of 6.81% [3] Dividend Information - HMN currently pays a dividend of $0.34 per share, resulting in a dividend yield of 3.34%, which is significantly higher than the Insurance - Multi line industry's yield of 1.58% and the S&P 500's yield of 1.56% [3] - The company's annualized dividend of $1.40 has increased by 2.9% from the previous year, with an average annual increase of 3.06% over the past five years [4] - HMN's current payout ratio is 43%, indicating that it pays out 43% of its trailing 12-month earnings per share as dividends [4] Earnings Growth Expectations - For the fiscal year, HMN anticipates solid earnings growth, with the Zacks Consensus Estimate for 2025 projected at $3.87 per share, reflecting a year-over-year earnings growth rate of 21.70% [5] Investment Appeal - HMN is considered an attractive dividend play and a compelling investment opportunity, currently holding a Zacks Rank of 2 (Buy) [7]