Core Points - The Blue Cash Preferred® Card from American Express offers significant long-term value for various consumer categories despite its annual fee [1][15] - The card provides a welcome offer of $250 statement credit after spending $3,000 in the first 6 months [3] - It features a rewards structure that includes 6% cash back at U.S. supermarkets (up to $6,000 annually), 6% on select U.S. streaming subscriptions, 3% on eligible U.S. gas stations and transit, and 1% on all other purchases [5][10] Summary by Category Annual Fee and Introductory Offers - The card has a $0 introductory annual fee for the first year, transitioning to a $95 fee thereafter [3][4] - It offers a 0% APR on purchases and balance transfers for the first 12 months [6] Rewards Structure - The card provides 6% cash back at U.S. supermarkets on eligible purchases up to $6,000 annually, then 1% thereafter [5] - It also offers 6% cash back on select U.S. streaming subscriptions and 3% cash back on eligible U.S. gas stations and transit [5][9] - The average American household can earn over $500 in cash back annually after accounting for the annual fee [10] Redemption Options - Rewards can be redeemed as statement credits or for eligible purchases at Amazon.com, with no minimum redemption amount required [11] Additional Benefits - The card includes benefits such as a monthly statement credit for Disney Bundle subscriptions and options to split purchases over $100 into equal monthly installments [12][13] - Additional protections include car rental insurance, purchase protection, and extended warranty benefits [21] Target Audience - The Blue Cash Preferred Card is suitable for families, home chefs, and commuters due to its versatile cash-back categories [15] - However, it may not be ideal for frequent travelers due to foreign transaction fees and limited rewards categories applicable only in the U.S. [18]

Core Insights - The article discusses the best gas station credit cards for 2025, highlighting various options based on rewards, fees, and benefits [1] Group 1: Best Credit Cards for Gas Rewards - The Blue Cash Preferred® Card from American Express offers a $250 statement credit after spending $3,000 in the first 6 months, with a 6% cash back on U.S. supermarkets and 3% on U.S. gas stations [3][5][10] - The Chase Freedom Flex® Card provides a $200 bonus after spending $500 in the first 3 months, with 5% cash back on rotating categories, including gas for one quarter each year [16][17] - The American Express® Business Gold Card rewards 4x points on gas purchases, making it ideal for business owners who frequently drive [21][23] Group 2: Additional Features and Benefits - The Blue Cash Everyday® Card from American Express has no annual fee and offers 3% cash back on U.S. gas stations, with a potential annual gas reward of $82 [9][11] - The Citi Custom Cash® Card allows users to earn 5% cash back on their top eligible spending category each billing cycle, including gas, with a cap of $500 [35][37] - The Wells Fargo Autograph® Card has no spending cap on gas rewards, offering 3x points on eligible purchases, making it a flexible option for consumers [42][44] Group 3: Consumer Insights and Spending Data - Average consumer gasoline spending data indicates potential annual savings of $50 to $100 using cards that earn 3x/3% or more at gas stations [55][56] - The article emphasizes the importance of understanding the terms of gas rewards, including what counts as gas purchases and any spending caps [57][58] - It suggests that consumers with higher gas spending may benefit from cards with no annual cap on rewards, while those with average spending might prefer cards with higher rewards rates up to a certain limit [56][60]