sezzle The Responsible Way to Pay Second Quarter 2025 Earnings Presentation August 7, 2025 Disclaimer Cautionary Note Regarding Forward-Looking Statements This presentation (the "Pesentation") contrine suman information about the editive of Separation. The ritornation in the ritornation intile Peserbation is of a seperations Presentation remairs subject to change without no is e. No. the informison in the Presentatic struktur to other telefon dould not be release or presid sharelodes. This Pre financela si ...

Minneapolis, MN, Aug. 07, 2025 (GLOBE NEWSWIRE) -- Sezzle Inc. (NASDAQ:SEZL) (Sezzle or Company) // Purpose-driven digital payment platform, Sezzle, is pleased to update the market on key financial metrics for the quarter ended June 30, 2025. “We’re scaling with intention. It’s not just about growing fast, but investing the right way,” noted Charlie Youakim, Sezzle Executive Chairman and CEO. “The product features and marketing initiatives we’ve rolled out are driving stronger engagement and broader adoptio ...

Core Insights - Sezzle Inc.'s stock has surged 218.5% year-to-date, significantly outperforming the industry's 2.5% growth and the S&P 500's 5.8% rise [1] - The stock's performance over the past three months also shows a 217.8% increase, contrasting with declines in peers Global Payments and Corpay [4] Product Innovations and Growth - Sezzle launched "On-Demand" in October 2024, allowing users to Pay-in-4 wherever Visa is accepted, leading to 707,000 Monthly On-Demand Subscribers by December 2024 [6] - User engagement increased, with purchase frequency rising to 6.1 times in Q1 2025 from 4.5 times a year ago, contributing to a 64.1% increase in GMV and a 123.3% rise in revenue year-over-year [7][8] - The introduction of Sezzle Balance has led to $65 million loaded by shoppers, indicating strong adoption [9] - Approximately 17% of users saved over $50 on purchases, with 43% saving at least $5, enhancing customer retention [10] Profitability and Liquidity - Sezzle reported a return on equity (ROE) of 114.4% in Q1 2025, significantly higher than the industry's 48.5% [11] - The company's current ratio stands at 2.62, well above the industry's 1.15, indicating strong liquidity and improved from previous quarters [13] Revenue Projections - The Zacks Consensus Estimate for Sezzle's 2025 sales is $441.8 million, reflecting a 63% year-over-year increase, with further growth expected in 2026 [15] Valuation Concerns - Sezzle's stock is currently priced at 35.82 times forward earnings, higher than the industry's average of 21.88 times, raising concerns about overvaluation [16] Regulatory Environment - The BNPL sector faces increasing scrutiny from regulators, with potential compliance costs and operational impacts due to new state regulations [20][22]

Core Insights - Sezzle Inc. has launched new features aimed at helping consumers manage financial pressures amid declining consumer confidence, as indicated by the Conference Board's index reaching its lowest level since May 2020 [1] Group 1: New Features and User Experience - Sezzle is enhancing the shopping experience by integrating product discovery, personalized deals, and a faster checkout process, with a price comparison tool that has helped 49% of users save $5 or more by choosing the lowest-priced option [2] - Recent user surveys show that 17% of users saved over $50 on their last purchase using Sezzle's savings tools, while 43% reported saving at least $5, highlighting the effectiveness of these features in driving user engagement and value [3] Group 2: Company Vision and Future Developments - The company aims to deliver value at every interaction, focusing on smarter discovery, seamless checkout, and transparent pricing to build consumer trust and loyalty [4] - Sezzle is committed to creating a more personalized and responsible shopping ecosystem, with additional tools planned for 2025 to enhance the shopping and payments experience [4] Group 3: Adoption and Tools - Since its launch, Sezzle Balance has seen over $65 million loaded by shoppers, indicating strong adoption and trust in its convenience [7] - New tools include Express Checkout to streamline the purchasing process, a Browser Extension for automatic coupon application, a Products Tab for discovering trending items, and a Wishlist feature for tracking desired products [7]