Core Viewpoint - ServisFirst Bancshares, Inc. is set to announce its earnings and operating results for the quarter ending September 30, 2025, on October 20, 2025, at 4 p.m. ET [1] Group 1 - The company will host a live audio webcast to discuss its earnings and results on October 20, 2025, starting at 5:15 p.m. ET, with a replay available until October 31, 2025 [2] - ServisFirst Bancshares, Inc. is a bank holding company based in Birmingham, Alabama, providing various financial services through its subsidiary, ServisFirst Bank [3] - The bank offers commercial, consumer, and other loans, accepts deposits, and provides electronic banking services, treasury and cash management services, and correspondent banking services [3] Group 2 - The company files periodic reports with the U.S. Securities and Exchange Commission (SEC), and these filings can be accessed through the SEC's website or the company's website [4]

Group 1 - ServisFirst Bancshares, Inc. declared a quarterly cash dividend of $0.335 per share, payable on October 10, 2025, to stockholders of record as of October 1, 2025 [1] - The company is based in Birmingham, Alabama, and operates through its subsidiary, ServisFirst Bank, providing business and personal financial services across multiple locations [2] - ServisFirst Bancshares, Inc. files periodic reports with the U.S. Securities and Exchange Commission (SEC), and these filings can be accessed through the SEC's website or the company's website [2]

Core Viewpoint - ServisFirst Bancshares, Inc. reported strong loan growth and improved net interest margins in the second quarter of 2025, despite a slight decline in net income compared to the previous quarter. The company anticipates continued improvement in net interest margins over the next 24 months [3][5][9]. Financial Summary - Net income for the second quarter of 2025 was $61.4 million, down 2.8% from $63.2 million in the first quarter but up 17.8% from $52.1 million in the second quarter of 2024 [7][19]. - Diluted earnings per share were $1.12, a decrease of 3.4% from $1.16 in the first quarter of 2025, but an increase of 17.9% from $0.95 in the second quarter of 2024 [7][19]. - The net interest margin improved to 3.10% in the second quarter from 2.92% in the first quarter of 2025, with adjusted net interest margin at 3.06% [5][9]. - Loans increased by $346 million, or 11% annualized, during the quarter, bringing total loans to $13.23 billion [5][10]. - Total assets decreased by 6.8% from the previous quarter to $17.38 billion, but increased by 8.3% year-over-year [6][19]. - Non-interest income fell significantly to $421,000, a decrease of 95.3% from $8.9 million in the second quarter of 2024 [13][19]. Year-to-Date Results - Year-to-date net income reached $124.6 million, a 22% increase from $102.2 million in the same period last year [4][19]. - Year-to-date diluted earnings per share were $2.28, up 21.9% from $1.87 [4][19]. - Return on average assets improved to 1.42% from 1.30% year-over-year, while return on average common stockholders' equity increased to 15.08% from 13.96% [4][19]. Balance Sheet Highlights - Total deposits decreased by 3.9% from the previous quarter to $13.86 billion, but increased by 4.5% year-over-year [6][11]. - Stockholders' equity rose to $1.72 billion, a 3.2% increase from the previous quarter and a 14% increase year-over-year [6][19]. - Book value per share increased to $31.52, up 14% from the second quarter of 2024 [5][19]. Capital Ratios - Common equity tier 1 capital to risk-weighted assets increased to 11.38% year-over-year from 10.93% [5][20]. - The efficiency ratio improved to 33.46% compared to 37.31% in the second quarter of 2024 [14][19].

Core Points - ServisFirst Bancshares, Inc. is set to announce its earnings and operating results for the quarter ended June 30, 2025, on July 21, 2025, at 4 p.m. ET [1] - A live audio webcast to discuss the earnings and results will take place on the same day at 5:15 p.m. ET, with a replay available until July 31, 2025 [2] Company Overview - ServisFirst Bancshares, Inc. is a bank holding company based in Birmingham, Alabama, providing business and personal financial services through its subsidiary, ServisFirst Bank [3] - The company operates in multiple states, including Alabama, Florida, Georgia, North and South Carolina, Tennessee, and Virginia, offering a range of services such as loan origination, deposit acceptance, electronic banking, treasury and cash management services, and correspondent banking [3] Regulatory Filings - ServisFirst Bancshares, Inc. files periodic reports with the U.S. Securities and Exchange Commission (SEC), and these filings can be accessed through the SEC's website or the company's own website [4]

Core Points - ServisFirst Bancshares, Inc. declared a quarterly cash dividend of $0.335 per share, payable on July 9, 2025, to stockholders of record as of July 1, 2025 [1] Company Overview - ServisFirst Bancshares, Inc. is a bank holding company based in Birmingham, Alabama, providing business and personal financial services through its subsidiary, ServisFirst Bank [2] - The company operates in multiple locations including Atlanta, Birmingham, Charleston, Dothan, Huntsville, Mobile, Montgomery, North Carolina, Northwest Florida, Tennessee, Virginia Beach, and West Central Florida [2] - ServisFirst Bancshares, Inc. files periodic reports with the U.S. Securities and Exchange Commission (SEC) [2]