CIBC Private Banking
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CIBC(CM) - 2025 Q4 - Earnings Call Presentation
2025-12-04 12:30
Financial Performance - Full Year 2025 revenue reached $2913 billion, a 14% year-over-year increase[8,70] - Full Year 2025 adjusted diluted EPS was $861, up 16% year-over-year[8,70] - Q4 2025 revenue was $7576 million, a 14% year-over-year increase[16,19] - Q4 2025 diluted EPS was $220, a 16% year-over-year increase[16,19] - The company returned over $5 billion to shareholders through dividends and share repurchases[8] Capital and Liquidity - The CET1 ratio remained stable year-over-year at 133%[8,16] - The company repurchased 35 million shares in Q4 2025, returning $13 billion to shareholders[36,41] - The Liquidity Coverage Ratio was 132%[16] Segment Performance - Canadian Personal & Business Banking revenue increased by 12% year-over-year to $3188 million in Q4 2025[44] - Canadian Commercial Banking & Wealth Management revenue increased by 15% year-over-year to $1836 million in Q4 2025[50] - U S Commercial Banking & Wealth Management revenue increased by 9% year-over-year to $584 million (US$) in Q4 2025[58] - Capital Markets revenue increased by 32% year-over-year to $1523 million in Q4 2025[64]