Key Takeaways Dillard's Q4 EPS topped estimates, but revenues fell 2.7% and missed forecasts as comps dipped 1%.DDS shares slid 8% after softer same-store sales and weaker-than-expected quarterly revenues.Dillard's gross margin rose to 35.4%, while SG&A climbed on higher payroll costs and inventory grew 2%.Dillard's Inc. (DDS) posted fourth-quarter fiscal 2025 results, wherein the top line missed the Zacks Consensus Estimate, while the bottom line surpassed the same. Meanwhile, the company’s sales and earni ...

Core Insights - Zumiez Inc. (ZUMZ) demonstrates strong financial positioning with robust liquidity and a debt-free balance sheet, reporting $104.5 million in cash and current marketable securities as of Nov. 1, 2025 [1][9] - The company generated $50.5 million in cash from operating activities over the trailing 12 months, reflecting improved profitability and disciplined cost management [2][9] - Shareholder returns are a key focus, with the company repurchasing 300,000 shares for $5.4 million in the fiscal third quarter, and a total of 2.7 million shares for $38.3 million over nine months [3][9] Financial Performance - Zumiez's merchandise inventory at the end of the fiscal third quarter was $180.7 million, down 3.5% year-over-year, indicating effective inventory management and reduced markdown risks [4][9] - The company plans capital expenditures between $10 million and $12 million for fiscal 2025, aimed at store optimization and operational improvements, ensuring liquidity is not strained [5] Market Position - ZUMZ shares have increased by 76.2% over the past six months, significantly outperforming the industry growth of 8.8% [6] - The forward price-to-sales ratio for Zumiez is 0.46X, considerably lower than the industry average of 1.95X, indicating potential undervaluation [8] Earnings Estimates - The Zacks Consensus Estimate for Zumiez's current fiscal-year earnings suggests a remarkable year-over-year increase of 955.6%, with a projected uptick of 48.7% for the next fiscal year [10] - Recent revisions to earnings estimates for the current and next fiscal years have been upward by four cents and five cents, respectively, in the past 30 days [10]

Core Insights - Carnival Corporation & plc (CCL) reported strong fourth-quarter fiscal 2025 results, with adjusted earnings exceeding estimates while revenues fell slightly short [1][4][9] Financial Performance - Adjusted earnings per share (EPS) for Q4 was 34 cents, surpassing the Zacks Consensus Estimate of 25 cents, and up from 14 cents in the same quarter last year [4][9] - Revenues for the quarter reached $6.33 billion, a 6.6% increase year-over-year, but below the consensus estimate of $6.36 billion [4][9] - Adjusted net income rose over 60% to $454 million compared to $186 million in the prior-year quarter [6][9] - Adjusted EBITDA for the quarter was $1.48 billion, up from $1.22 billion year-over-year [6] Operational Highlights - Passenger ticket revenues increased to $4.05 billion from $3.85 billion in the prior-year quarter, aligning with estimates [5] - Onboard and other revenues grew to $2.27 billion from $2.08 billion year-over-year, also exceeding estimates [5] Balance Sheet and Liquidity - As of November 30, 2025, cash and cash equivalents stood at $1.9 billion, up from $1.2 billion in the prior-year period, with total liquidity of $6.4 billion [7] - Total debt decreased to $26.64 billion from $27.48 billion year-over-year [7] Future Outlook - The company anticipates continued momentum into fiscal 2026, projecting double-digit earnings growth and return on invested capital to exceed 13.5% [3][9] - For Q1 fiscal 2026, adjusted EBITDA is expected to be approximately $1.24 billion, with adjusted net income near $235 million and adjusted EPS of 17 cents [13] - For the full fiscal 2026, adjusted EBITDA is projected at approximately $7.63 billion, with adjusted net income anticipated to be nearly $3.5 billion and adjusted EPS of $2.48 [13] Booking and Demand Trends - Strong booking momentum is evident, with two-thirds of capacity for the upcoming year already secured at higher prices [8][10] - Total customer deposits as of November 30, 2025, were $7.25 billion, up from $6.77 billion in the previous quarter [11]

Core Insights - Upbound Group, Inc. (UPBD) reported strong third-quarter 2025 results, with revenues and earnings exceeding the Zacks Consensus Estimate, showing year-over-year growth [1][3][10] Financial Performance - Adjusted earnings per share (EPS) were $1.00, surpassing the consensus estimate of 98 cents, and increased from 95 cents in the prior year [3] - Total revenues reached $1,164.7 million, exceeding the consensus estimate of $1,144 million, marking a 9% year-over-year increase driven by higher rentals, fees, and merchandise sales [3] - Adjusted EBITDA totaled $123.6 million, up 5.7% from the previous year, with an adjusted EBITDA margin of 10.6%, down 30 basis points year-over-year [4] Segment Performance - Rent-A-Center segment revenues declined 4.7% year-over-year to $461.1 million, attributed to a reduced number of company-owned stores and a smaller portfolio [5] - Acima segment revenues increased 10.4% year-over-year to $625.3 million, with applications growing approximately 13% and Gross Merchandise Volume (GMV) advancing 11% to $484 million [7] - Brigit reported total revenues of $57.7 million, representing over 40% year-over-year growth, with average monthly revenue per user rising 11.4% [9] Guidance and Outlook - The company has revised its fiscal 2025 adjusted EBITDA and EPS guidance downward due to margin compression in Acima and weaker Rent-A-Center performance [2] - Expected revenues for 2025 are projected to be between $4.60 billion and $4.75 billion, with adjusted EBITDA anticipated between $500 million and $510 million [15]