Now that you can deposit checks, transfer funds, and check balances on your phone, visiting a physical bank branch seems like something out of another era. In the past few years, I have only visited my Wells Fargo branch when I needed small bills for tips before a cruise, or a certified check. I can actually now send a certified check from my business account, so I imagine bank visits may decrease for me from three to four last year to maybe one or two in 2025. My 21-year-old son, who has a digital-only ...