For the quarter ended September 2025, MasterCard (MA) reported revenue of $8.6 billion, up 16.7% over the same period last year. EPS came in at $4.38, compared to $3.89 in the year-ago quarter.The reported revenue represents a surprise of +1.16% over the Zacks Consensus Estimate of $8.5 billion. With the consensus EPS estimate being $4.31, the EPS surprise was +1.62%.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expect ...

Core Insights - MasterCard reported revenue of $7.25 billion for the quarter ended March 2025, reflecting a year-over-year increase of 14.2% and exceeding the Zacks Consensus Estimate of $7.12 billion by 1.81% [1] - The company's EPS for the quarter was $3.73, up from $3.31 in the same quarter last year, surpassing the consensus estimate of $3.57 by 4.48% [1] Financial Performance Metrics - Switched transactions totaled 40.1 billion, slightly below the six-analyst average estimate of 40.29 billion [4] - Worldwide purchase volume across all MasterCard programs reached $1,993 billion, compared to the average estimate of $2,043.36 billion [4] - Purchase volume in Canada was $58 billion, under the average estimate of $62.68 billion [4] - APMEA purchase volume was $437 billion, below the four-analyst average estimate of $450.92 billion [4] - U.S. purchase volume was $699 billion, slightly below the average estimate of $701.01 billion [4] - Latin America purchase volume was $148 billion, compared to the average estimate of $162.67 billion [4] - European purchase volume was $651 billion, under the average estimate of $663.57 billion [4] - Gross dollar volume in APMEA was $587 billion, compared to the average estimate of $591.65 billion [4] - Canadian gross dollar volume was $60 billion, below the average estimate of $64.95 billion [4] - European gross dollar volume was $805 billion, under the average estimate of $840.75 billion [4] - Latin America gross dollar volume was $202 billion, compared to the average estimate of $224.13 billion [4] - Worldwide gross dollar volume, excluding the United States, was $1,653 billion, below the average estimate of $1,721.48 billion [4] Stock Performance - MasterCard shares returned +0.1% over the past month, while the Zacks S&P 500 composite declined by -0.7% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market in the near term [3]

Core Viewpoint - Analysts project that MasterCard will report quarterly earnings of $3.57 per share, reflecting a year-over-year increase of 7.9%, with revenues expected to reach $7.13 billion, a 12.3% increase from the same quarter last year [1]. Earnings Estimates - Over the last 30 days, the consensus EPS estimate has been revised downward by 0.1%, indicating a collective reassessment by analysts [2]. - Changes in earnings estimates are crucial for predicting investor reactions, as empirical studies show a strong correlation between earnings estimate revisions and short-term stock performance [3]. Revenue Projections - Revenue from transaction processing assessments is projected to be $3.39 billion, up 9.9% year over year [5]. - Domestic assessments are expected to generate $2.65 billion, reflecting a 7.2% increase [5]. - Cross-border assessments are estimated to reach $2.55 billion, indicating a 14% year-over-year growth [5]. - Other network assessments are projected at $234.77 million, showing a 3.9% increase [6]. Transaction Volume Estimates - Switched transactions are expected to total 40.29 billion, compared to 36.65 billion in the same quarter last year [6]. - Gross dollar volume for all Mastercard programs in the APMEA region is projected at $591.65 billion, up from $570 billion year-over-year [7]. - In Canada, the gross dollar volume is expected to reach $64.95 billion, compared to $62 billion in the same quarter last year [7]. - For Europe, the gross dollar volume is estimated at $840.75 billion, up from $740 billion year-over-year [8]. - Latin America's gross dollar volume is projected at $224.13 billion, compared to $205 billion in the same quarter last year [9]. - The worldwide gross dollar volume, excluding the United States, is estimated at $1,721.48 billion, up from $1,578 billion year-over-year [10]. - The total worldwide gross dollar volume is expected to reach $2,481.19 billion, compared to $2,290 billion in the same quarter last year [11]. - The gross dollar volume for the United States is projected at $759.72 billion, compared to $712 billion in the same quarter last year [12]. Stock Performance - MasterCard shares have decreased by 1.3% over the past month, while the Zacks S&P 500 composite has declined by 4.3% [12].