Core Insights - U.S. Representative Byron Donalds executed timely trades in Fiserv (NYSE: FI), with the stock plummeting nearly 70% year-to-date and about 57% since his sale [1][2]. Group 1: Stock Performance - Fiserv shares have declined significantly, trading at $64, down over 1% for the day [1]. - The stock experienced a steep drop after the company reported disappointing third-quarter earnings and reduced its full-year guidance [4]. - Fiserv's stock price has been affected by slowing growth in its Clover payments platform and operational challenges [5]. Group 2: Congressional Actions - Donalds sold Fiserv stock twice on September 4, 2025, with each transaction valued between $1,001 and $15,000, and these were filed on October 7, 2025 [2]. - The timing of the sales, just before a significant stock decline, has raised speculation about potential insider knowledge, although no evidence of wrongdoing has been found [3]. Group 3: Company Performance and Outlook - Fiserv reported earnings of $2.04 per share, missing Wall Street estimates, and revenue also fell short of expectations [4]. - The company has cut its organic revenue growth forecast to 3.5% to 4%, down from around 10% previously, and lowered its full-year EPS outlook to approximately $8.50–$8.60 [4]. - Analysts have expressed concerns about management's credibility and the company's long-term growth prospects, describing the situation as "difficult to comprehend" [7].