Core Viewpoint - Herzfeld Credit Income Fund, Inc. has declared a year-end distribution to stockholders and is transitioning its investment strategy to focus on structured credit opportunities [1][10] Year-End Distribution - The estimated total distribution amount is approximately $11,031,035, characterized as long-term capital gains [3] - The distribution will be paid at an estimated rate of $0.6867 per share, with stockholders having the option to receive cash or shares [3][4] - Cash distribution will be limited to 20% of the total distribution, while approximately 80% will be in shares [3][4] - The distribution schedule includes declaration, ex-date, record date, and payment date [3][5] Distribution Policy and Strategy Transition - The Fund is transitioning its holdings to a new strategy, focusing on collateralized loan obligation (CLO) equity, debt, and structured credit [10] - The Fund expects these investments to generate current income starting in 2026 [10] - Effective January 2026, the Fund will implement a monthly distribution policy for net investment income [11] - The Fund will also make at least annual distributions of net capital gains or retain gains for tax purposes [12] Net Asset Value Calculation - The Fund will provide a monthly calculation of its Net Asset Value (NAV), moving away from daily calculations to reduce costs [13]