Reston, Virginia-based NVR, Inc. (NVR) operates as a homebuilder in the U.S. Valued at $20.6 billion by market cap, the company builds single-family detached homes, town homes, and condominium buildings under the Ryan Homes, NVHomes, and other trade names. NVR provides a number of mortgage-related services to its homebuilding customers and to other customers through its mortgage banking operations. Shares of this homebuilding giant have underperformed the broader market over the past year. NVR has decline ...

Core Insights - NVR, Inc. is a prominent player in the homebuilding and mortgage banking industry, focusing on single-family homes, townhomes, and condominiums in the United States [1] Financial Performance - For Q3 2025, NVR reported earnings per share (EPS) of $112.33, exceeding the estimated $104.27 and the consensus estimate of $107.88, although this represents a decline from $130.50 in the same quarter last year [2] - NVR's revenue for Q3 2025 was approximately $2.61 billion, surpassing the estimated $2.43 billion, but down from $2.73 billion in the same period of the previous year [3] - The company's net income for Q3 2025 was $342.7 million, translating to $112.33 per diluted share, marking a 20% decline in net income and a 14% decrease in diluted EPS compared to Q3 2024 [4] - For the first nine months of 2025, NVR's consolidated revenues totaled $7.61 billion, reflecting a 1% decrease from the previous year [3][4] Financial Ratios - NVR maintains a price-to-earnings (P/E) ratio of approximately 14.93, indicating the market's valuation of the company's earnings [5] - The company's debt-to-equity ratio is low at 0.27, reflecting a conservative approach to leveraging [5] - NVR's current ratio is approximately 3.79, highlighting its strong liquidity position to meet short-term obligations [5]