Independent Bank (NasdaqGS:INDB) Q4 2025 Earnings call January 23, 2026 10:00 AM ET Company ParticipantsDavid Konrad - Managing DirectorJared Shaw - Managing DirectorJeffrey Tengel - President and CEOMark Fitzgibbon - Managing DirectorMark Ruggiero - CFO and Head of Consumer LendingSteve Moss - Managing DirectorConference Call ParticipantsLaurie Hunsicker - Senior AnalystOperatorLadies and gentlemen, thank you for joining us, and welcome to the Independent Bank Corp. Fourth Quarter Earnings Call. Before pro ...