Core Viewpoint - Equifax Inc. has demonstrated strong financial performance in the fourth quarter of 2025, with significant revenue growth and earnings surpassing estimates, despite facing margin pressures and a challenging industry environment [2][3][4]. Financial Performance - Equifax reported fourth-quarter revenues of $1.6 billion, exceeding consensus estimates by 1.3% and reflecting a 9.2% year-over-year increase [3]. - The company's earnings per share (EPS) for the fourth quarter were $2.09, surpassing the Zacks Consensus Estimate by 2.5% [2]. - Revenue growth was driven by Workforce Solutions and USIS segments, with respective year-over-year increases of 9% and 12% [3]. Market Position and Outlook - Morgan Stanley set a price target of $244 for Equifax, indicating a potential price increase of approximately 34.78% from its current price of $181.04 [2][6]. - Equifax's market capitalization is approximately $22.3 billion, with a trading volume of 4,826,833 shares on the NYSE [5]. Industry Context - Over the past year, Equifax shares have declined by 34.7%, which is less severe than the 41.6% drop experienced by the industry [4]. - The Zacks S&P 500 composite has seen an 18.5% increase, indicating a challenging environment for the credit reporting industry [4].