Core Viewpoint - The article highlights the increasing health awareness among young professionals, emphasizing the importance of health insurance as they face rising health issues due to work-related stress and lifestyle choices [4][9]. Group 1: Health Issues Among Young Professionals - Young professionals are increasingly suffering from health issues such as hypertension, spinal diseases, and insomnia due to high work pressure [4]. - The phenomenon of "脆皮打工人" (fragile workers) reflects the vulnerability of young individuals in the workplace, leading to a growing awareness of the need for health insurance [8][9]. Group 2: Insurance Purchasing Behavior - Data indicates that individuals born in the 1980s and 1990s prefer to purchase health insurance late at night, particularly after 10 PM, suggesting a trend in their insurance-buying habits [5][6]. - The article suggests that understanding personal needs and budgeting appropriately are crucial for selecting insurance, with a recommendation that insurance costs should account for 10%-15% of income [7]. Group 3: Insurance Needs by Career Stage - Different stages of a career require tailored insurance solutions; young professionals should focus on critical illness and medical insurance to mitigate health risks [8][9]. - As individuals progress in their careers and take on family responsibilities, there is a need for long-term planning and comprehensive health insurance coverage [10].