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January 12, 2026 09:00 PM GMT Hong Kong/China Insurance | Asia Pacific 2026 Outlook - Returning to an Effective Valuation Framework We reiterate our Attractive industry view. We believe insurers could continue their re-rating, aided by strong sales growth, improved quality, and a favorable investment environment. Interest rate spread loss risk concerns could ease further. We prefer China life names, especially Ping An. From asset-focused to dual tailwinds on both asset and liability sides, with increased va ...

Core Insights - MetLife, Inc. is enhancing its Critical Illness Insurance by introducing a Cancer Support benefit in collaboration with Private Health Management, effective January 1, 2026 [1][8] - The new benefit includes access to oncology experts, care coordination, and patient counseling, aimed at helping policyholders navigate cancer treatment [2][8] - Employers utilizing these services have reported reduced case costs, fewer unnecessary treatments, and improved survival rates for late-stage cancers [3][4] Company Strategy - The introduction of the Cancer Support benefit aligns with MetLife's strategy to strengthen its Group Benefits business, potentially increasing enrollment in Critical Illness Insurance and raising premium income [5] - The Group Benefits segment, which includes critical illness insurance, has seen a 2.2% year-over-year increase in premiums during the first half of 2025 [5] - MetLife employs product launches, acquisitions, and partnerships to enhance its offerings and expand its market presence [6] Market Performance - MetLife's shares have increased by 2.3% over the past three months, outperforming the industry growth of 1.1% [7] - The company currently holds a Zacks Rank of 3 (Hold) [7]

Core Viewpoint - The article highlights the increasing health awareness among young professionals, emphasizing the importance of health insurance as they face rising health issues due to work-related stress and lifestyle choices [4][9]. Group 1: Health Issues Among Young Professionals - Young professionals are increasingly suffering from health issues such as hypertension, spinal diseases, and insomnia due to high work pressure [4]. - The phenomenon of "脆皮打工人" (fragile workers) reflects the vulnerability of young individuals in the workplace, leading to a growing awareness of the need for health insurance [8][9]. Group 2: Insurance Purchasing Behavior - Data indicates that individuals born in the 1980s and 1990s prefer to purchase health insurance late at night, particularly after 10 PM, suggesting a trend in their insurance-buying habits [5][6]. - The article suggests that understanding personal needs and budgeting appropriately are crucial for selecting insurance, with a recommendation that insurance costs should account for 10%-15% of income [7]. Group 3: Insurance Needs by Career Stage - Different stages of a career require tailored insurance solutions; young professionals should focus on critical illness and medical insurance to mitigate health risks [8][9]. - As individuals progress in their careers and take on family responsibilities, there is a need for long-term planning and comprehensive health insurance coverage [10].