Core Viewpoint - Nu Holdings Ltd. (NYSE:NU) is highlighted as one of the best stocks under $25 to buy, with Goldman Sachs restating its Buy rating and setting a price target of $21, emphasizing strong growth prospects for the digital bank in the upcoming year [1] Group 1: Company Performance - Nu Holdings added 4.3 million customers in Q3 2025, increasing its total customer base to 127 million, which represents a 16% year-over-year growth, showcasing its expanding influence in Latin America's financial sector [2] - The average revenue per active customer (ARPAC) increased to $13, up from $11 the previous year, indicating improved monetization of its customer base [2] Group 2: Financial Outlook - Despite facing pressure from rising interest costs, Goldman Sachs believes Nu Holdings has the potential to enhance its risk-adjusted net interest margins (NIMs), supported by lower risk costs and increased credit ceilings that are expected to drive loan growth [3] Group 3: Company Overview - Nu Holdings is a Brazil-based holding company that offers a range of digital banking services, including customized credit lines, mobile payments, interest-earning savings accounts, and investment products [4]