SCOR has posted net income of €208m for the fourth quarter of 2025 (Q4 2025), a decrease of 10.5% from €233m in the same period of the previous year. The reduction was noted across its business segments. Insurance revenue dropped 5.1% to €3.7bn, while gross written premiums (GWP) declined by 9.6% to €4.5bn. Operating results for the quarter increased by 14.8% to €334m. Property and casualty (P&C) insurance revenue for Q4 amounted to €1.8bn, a decrease of 1.6% at constant exchange rates compared with t ...

Group 1 - SCOR has partnered with Baobab Insurance to enhance underwriting support for CyberSafe policies in Germany and Austria, expanding eligibility to companies with up to €1 billion in annual revenue [1][5] - The partnership is part of SCOR's strategy to build its cyber portfolio in Europe, particularly targeting industrial clients [2][3] - Baobab's data-driven underwriting model focuses on risk evaluation and prevention, utilizing a proprietary Deep Scan system that generates larger datasets for improved risk-based pricing [3][4] Group 2 - Baobab provides clients with real-time vulnerability alerts, which have reportedly helped prevent losses amounting to several million euros and maintain a loss ratio below market levels [4] - The partnership signifies a major milestone for Baobab, allowing it to extend its underwriting authority to larger companies, demonstrating the effectiveness of its digital risk assessment approach [6] - Earlier, SCOR and AXA formed a consortium at Lloyd's of London aimed at supporting investments in ecological restoration by addressing insurance gaps [6][7]