Key Takeaways CI is positioned for growth driven by new business and deeper client relationships at Evernorth.CI's 2025 earnings estimate points to 8.4% growth, with revenues expected to rise over 10%.CI returns capital through buybacks and dividends, supported by strong cash flow.The Cigna Group (CI) is well poised to grow on the back of new business and client relationship expansion in the Evernorth Health Services unit. Strategic focus shift, strong cash generating ability, shareholder value-boosting eff ...

Group 1: Market Overview - Investors are facing turbulent markets in 2025, with the S&P 500 down 15% since its all-time high on February 19 due to President Trump's announcement of reciprocal tariffs on 180 countries [1] - Recession fears are resurfacing, prompting investors to reconsider their investment strategies [2] Group 2: Dividend Stocks - Dividend stocks are becoming increasingly attractive in the current economic climate, but not all dividend stocks are equally strong [2] - Companies with robust competitive advantages can thrive across economic cycles, making them worthy of consideration [2] Group 3: RLI Corp. - RLI Corp. has raised its dividend for 50 consecutive years, showcasing stability in the insurance industry [4][9] - The company operates in niche markets, primarily focusing on excess and surplus (E&S) insurance, which allows for higher profit margins due to selective risk coverage [5][8] - RLI's total returns, including reinvested dividends, have averaged 16.8% annually over the past 50 years, outperforming the broader market [9] Group 4: S&P Global - S&P Global has raised its dividend for 53 consecutive years and holds a 50% market share in the credit rating industry, making it a dominant player [10][11] - The company benefits from ongoing debt issuance, as countries and companies frequently raise debt for various purposes [12] - Despite vulnerability to fluctuations in borrowing activity, S&P Global's data analytics segment provides stability through contractual agreements and subscription revenues [13][14] - The company has delivered an annual return of 14% when factoring in both dividends and stock price appreciation, making it a solid choice for investors seeking cash flow and stability [15]