Ally Financial (ALLY) 2025 Conference June 11, 2025 07:30 AM ET Speaker0 Good morning everybody. Before we get started, I'm just gonna read some disclosures. For important disclosures see the Morgan Stanley research disclosure website at morganstanley.com/researchdisclosures. The taking of photographs and use of recording devices is also not allowed. If you have any questions, please reach out to your Morgan Stanley sales representative. So with that, we're kicking off the day of our sixteenth annual financ ...