Core Insights - Nu Holdings Ltd. (NYSE:NU) is recognized as one of the 10 Best Mobile Payments Stocks to Buy Now, showcasing strong financial performance in Q2 2025 with a net income of $637 million, reflecting a 42% year-over-year increase on an FX-neutral basis, and revenues rising 40% to $3.7 billion due to customer growth and engagement [1][2] Financial Performance - The company reported an activity rate of 83.2% in Q2, adding 4.1 million new clients, bringing the total to 122.7 million [2] - Monthly revenue per active user increased by 18% year-over-year to $12.2, while the cost of serving remained stable at $0.80 [2] - Gross profit rose 24% year-over-year to $1.55 billion, and deposits surged 41% year-over-year to $36.6 billion, with margins improving to 42.2% [2] Market Presence - In Brazil, Nu Holdings has 107.3 million consumers, representing over 60% of the adult population, while Mexico has 12 million consumers and Colombia has 3.4 million [3] - Deposits in Colombia increased significantly by 841% year-over-year to $2.1 billion [3]