Core Viewpoint - Wall Street anticipates a year-over-year increase in earnings for Paypal, with a focus on how actual results compare to estimates impacting stock price [1][2] Earnings Expectations - Paypal is expected to report quarterly earnings of $1.28 per share, reflecting a year-over-year increase of +7.6% [3] - Revenues are projected to be $8.77 billion, which is a 4.8% increase from the previous year [3] Estimate Revisions - The consensus EPS estimate has been revised 2.02% lower in the last 30 days, indicating a reassessment by analysts [4] - The Most Accurate Estimate for Paypal is lower than the Zacks Consensus Estimate, resulting in an Earnings ESP of -0.02% [12] Earnings Surprise Prediction - The Zacks Earnings ESP model suggests that a positive or negative reading indicates the likely deviation from the consensus estimate, with positive readings being more predictive of earnings beats [9][10] - Paypal's current Zacks Rank is 4, which complicates predictions of an earnings beat [12] Historical Performance - In the last reported quarter, Paypal exceeded expectations with earnings of $1.34 per share against an estimate of $1.19, resulting in a surprise of +12.61% [13] - Over the last four quarters, Paypal has consistently beaten consensus EPS estimates [14] Industry Comparison - In the Financial Transaction Services industry, Visa is expected to report earnings of $3.14 per share, a year-over-year increase of +14.2%, with revenues projected at $10.7 billion, up 12.5% [18] - Visa's consensus EPS estimate has been revised up by 0.1% in the last 30 days, but it has an Earnings ESP of -0.07%, making predictions of an earnings beat challenging [19]

Oct 13, 2025 4:15 PM Eastern Daylight Time Conference Call Details: Toll-free dial-in: 1-888-330-2508 Toll dial-in: 1-240-789-2735 Conference ID: 6451878 A replay of the call will be available for 30 days and can be accessed below: Toll-free dial-in: 1-800-770-2030 Toll dial-in: 1-647-362-9199 Conference ID: 6451878 A webcast for this call can also be accessed at investor.mastercard.com. About Mastercard Incorporated (NYSE: MA), www.mastercard.com Mastercard powers economies and empowers people in 200+ coun ...