Highlights Discover reported stable consumer financial habits and improving credit metrics in Q1, including lower 30+ day delinquency rates. While Discover card sales were down 2% year over year due to past credit tightening actions, PULSE network volumes increased by 3% driven by growth in debit spending. Discover Interim CEO Michael Shepherd said the company's acquisition by Capital One is expected to increase competition in payment networks, offer a wider range of products, and increase resources for inn ...

Image source: The Motley Fool.Wednesday, Apr 23, 2025CALL PARTICIPANTSMichael Shepherd: Interim CEO and PresidentJohn Greene: Chief Financial OfficerErin Stieber: Unspecified RoleNeed a quote from one of our analysts? Email [email protected] Earnings Per Share Growth: 31% year-over-year increase in Q1 2025Net Income: $1.1 billion, up 30% from the prior yearNet Interest Margin: 12.18%, up 115 basis points year-over-year and 22 basis points sequentiallyCard Receivables: Down 0.5% year-over-year Discover Card ...

Discover Financial Services (DFS) Q1 2025 Earnings Call April 24, 2025 08:00 AM ET Company Participants Erin Stieber - Senior VP - FP&A and Investor RelationsJ. Michael Shepherd - Director, Interim CEO & PresidentJohn Greene - Executive VP & CFO Operator Please stand by. Your program is about to begin. If you need audio assistance during today's program, Good morning. My name is Margo, and I will be your operator today. At this time, I would like to welcome everyone to the First Quarter twenty twenty five D ...

Exhibit 99.3 1Q25 Financial Results April 23, 2025 2 1Q25 Highlights 3 • 1Q25 net income of $1.1Bn; diluted EPS of $4.25, and return on equity of 24% • Financial performance remains solid ◦ Revenue growth from margin expansion ◦ Good credit performance highlighted by a reserve release and lower net charge-offs ◦ Strong capital position; CET1 ratio of 14.7% • Prudently managing our business ◦ Customer trends are stable ◦ Monitoring economic developments • Secured all necessary approvals for our pending merge ...

Wall Street analysts forecast that Discover (DFS) will report quarterly earnings of $3.32 per share in its upcoming release, pointing to a year-over-year increase of 201.8%. It is anticipated that revenues will amount to $4.21 billion, exhibiting no change compared to the year-ago quarter.Over the last 30 days, there has been a downward revision of 1.4% in the consensus EPS estimate for the quarter, leading to its current level. This signifies the covering analysts' collective reconsideration of their initi ...