Core Insights - Ameriprise Financial, Inc. (AMP) is expected to report third-quarter 2025 results on October 30, with anticipated year-over-year increases in revenues and earnings [1][11] - The company has a strong earnings surprise history, surpassing the Zacks Consensus Estimate in three of the last four quarters, with an average beat of 2.30% [2] Revenue Estimates - The Zacks Consensus Estimate for management and financial advice fees is $2.75 billion, reflecting a 7% increase from the prior year [3] - Distribution fees are estimated at $553 million, indicating a year-over-year rise of 7.8 [4] - Other revenues are projected at $134 million, suggesting a growth of 2.3% [4] Investment Income and Charges - The consensus estimate for net investment income is $834 million, representing a decline of 10.7% year-over-year [5] - Premiums, policy, and contract charges are estimated at $374 million, indicating an 8.6% decrease [5] Assets Under Management - Total AUM and AUA are expected to reach $1.62 trillion, marking a 7.4% increase from the previous year [6] Expense Management - While cost management initiatives have controlled general and administrative expenses, overall costs are expected to rise due to technology upgrades and new hires, with total adjusted operating expenses estimated at $3.27 billion [7][11] Earnings Expectations - The consensus estimate for earnings is $9.60 per share, reflecting an 8.7% increase from the prior year, with total sales estimated at $4.52 billion, suggesting a 4% year-over-year increase [12] Earnings Surprise Potential - The company has a positive Earnings ESP of +2.55%, indicating a high likelihood of beating the Zacks Consensus Estimate for earnings [8] - Ameriprise currently holds a Zacks Rank 2 (Buy) [9]

Core Viewpoint - BlackRock is expected to report quarterly earnings of $11.36 per share, a slight decline of 0.9% year-over-year, while revenues are projected to increase by 20.1% to $6.24 billion [1] Earnings Estimates - The consensus EPS estimate has been revised upward by 0.4% in the last 30 days, indicating a reassessment by analysts [2] - Changes in earnings estimates are crucial for predicting investor reactions, with empirical studies showing a strong correlation between earnings estimate revisions and short-term stock performance [3] Revenue Projections - Analysts estimate 'Revenue- Technology services revenue' will reach $496.67 million, reflecting a year-over-year increase of 23.2% [5] - 'Revenue- Investment advisory, administration fees and securities lending revenue- Equity subtotal' is projected at $2.16 billion, indicating a 4.7% increase year-over-year [5] - Total investment advisory, administration fees and securities lending revenue is expected to be $4.92 billion, a 22.1% increase from the previous year [6] - 'Revenue- Distribution fees' is estimated at $347.18 million, showing a 7.5% increase year-over-year [6] Net Inflows - Analysts forecast 'Net inflows' to be $169.12 billion, down from $221.18 billion in the same quarter last year [7] - 'Net inflows - Product Type - Cash management' is estimated at $28.16 billion, compared to $61.01 billion reported in the same quarter last year [7] - 'Net inflows - Client Type - ETFs' is projected at $124.13 billion, up from $97.41 billion in the previous year [9] - 'Net inflows - Product Type - Long-term' is expected to reach $144.43 billion, down from $160.17 billion year-over-year [10] Assets Under Management - 'Assets under management - Cash management' is estimated at $986.83 billion, compared to $849.39 billion a year ago [8] - Total Assets Under Management is projected to reach $13,075.02 billion, up from $11,475.36 billion in the same quarter last year [8] - 'Assets under management - Long-term' is expected to be $11,975.04 billion, compared to $10,625.97 billion a year ago [9] - 'Assets under management - ETFs' is projected at $4,915.31 billion, up from $4,188.34 billion in the same quarter last year [10] Stock Performance - BlackRock shares have returned +5.6% over the past month, outperforming the Zacks S&P 500 composite's +4% change [11]