Core Points - Alpine Banks of Colorado announced the results of an exchange offer to exchange up to 800,000 Class A common stock shares for newly-issued Class B common stock on a one-for-one basis [1] - As of January 16, 2026, a total of 790,791 Class A Shares were validly tendered, and the company accepted all validly tendered shares, issuing the same number of Class B Shares on January 26, 2026 [2] - Following the exchange, the company had 7,025,409 Class A Shares and 8,937,309 Class B Shares outstanding as of January 27, 2026 [2] Company Overview - Alpine Banks of Colorado is an independent, employee-owned organization with total assets of $6.8 billion, founded in 1973 and headquartered in Glenwood Springs, Colorado [4] - The bank employs 890 people and serves approximately 170,000 customers, offering a range of services including personal, business, wealth management, mortgage, and electronic banking [4] - The bank has received a five-star rating from BauerFinancial, indicating superior performance among financial institutions in the U.S. [4]

Core Viewpoint - Alpine Banks of Colorado announced the successful completion of an exchange offer, where 790,791 Class A shares were exchanged for Class B shares on a one-for-one basis, resulting in a total of 8,937,309 Class B shares outstanding as of January 27, 2026 [1][2]. Company Overview - Alpine Banks of Colorado is an independent, employee-owned organization founded in 1973, with total assets of $6.8 billion and headquartered in Glenwood Springs, Colorado [4]. - The company employs 890 people and serves approximately 170,000 customers, offering a range of services including personal, business, wealth management, mortgage, and electronic banking across Colorado [4]. - The Class B stock of Alpine Banks trades under the symbol "ALPIB" on the OTCQX® Best Market [4].

Core Viewpoint - Fidelity National Information Services, Inc. (FIS) is a leading provider of financial services technology solutions, with a market cap of $34.3 billion, and is expected to announce its fiscal fourth-quarter earnings for 2025 soon [1] Financial Performance Expectations - Analysts anticipate FIS will report a profit of $1.70 per share on a diluted basis for the upcoming quarter, representing a 21.4% increase from $1.40 per share in the same quarter last year [2] - For the full fiscal year, FIS is expected to report an EPS of $5.77, which is a 10.5% increase from $5.22 in fiscal 2024, and a further rise to $6.33 in fiscal 2026, reflecting a 9.7% year-over-year growth [3] Recent Stock Performance - FIS stock has underperformed compared to the S&P 500 Index, which gained 19.3% over the past 52 weeks, with FIS shares down 18.3% during the same period [4] - On November 5, 2025, FIS shares rose by 2.5% after reporting Q3 results, with an adjusted EPS of $1.51 exceeding Wall Street expectations of $1.48, and revenue of $2.72 billion surpassing forecasts of $2.66 billion [5] Analyst Ratings - The consensus opinion on FIS stock is moderately bullish, with a "Moderate Buy" rating overall; out of 26 analysts, 12 recommend a "Strong Buy," 3 suggest a "Moderate Buy," 10 give a "Hold," and 1 recommends a "Strong Sell" [6] - The average analyst price target for FIS is $81.19, indicating a potential upside of 26.4% from current levels [6]

Core Viewpoint - ServisFirst Bancshares, Inc. is set to announce its earnings and operating results for the quarter and year ending December 31, 2025, on January 20, 2026, at 4 p.m. ET [1] Group 1: Earnings Announcement - The earnings announcement will be made available on the company's website [1] - A live audio webcast to discuss the earnings and results will take place on January 20, 2026, starting at 5:15 p.m. ET [2] - A replay of the audio webcast will be accessible until January 31, 2026 [2] Group 2: Company Overview - ServisFirst Bancshares, Inc. is a bank holding company located in Birmingham, Alabama [3] - The company, through its subsidiary ServisFirst Bank, offers a range of financial services including commercial and consumer loans, deposits, electronic banking, treasury and cash management services, and correspondent banking services [3] - The bank operates in multiple states including Alabama, Florida, Georgia, North and South Carolina, Tennessee, and Virginia [3] Group 3: Regulatory Filings - ServisFirst Bancshares, Inc. files periodic reports with the U.S. Securities and Exchange Commission (SEC) [4] - Copies of the company's filings can be accessed through the SEC's website or the company's own website [4]

Core Viewpoint - Alpine Banks of Colorado has appointed Glen Jammaron as the new CEO and chairman, succeeding the late founder J. Robert "Bob" Young, who served for 53 years [1][2]. Company Overview - Alpine Banks of Colorado, through its subsidiary Alpine Bank, is an independent, employee-owned organization with assets of $6.8 billion, founded in 1973 and headquartered in Glenwood Springs, Colorado [3]. - The bank employs 890 people and serves approximately 170,000 customers, offering personal, business, wealth management, mortgage, and electronic banking services across Colorado [3]. - Alpine Bank has received a five-star rating from BauerFinancial, indicating superior performance among financial institutions in the U.S. [3]. Leadership Transition - Glen Jammaron has been with Alpine Bank for 40 years, previously serving as president and vice chairman, and aims to continue the legacy of community banking established by Bob Young [2]. - Jammaron expressed commitment to maintaining the bank's focus on serving Colorado communities as an independent, employee-owned institution [2].

Core Insights - The passing of J. Robert "Bob" Young marks a significant loss for Alpine Bank and the community, as he was a pivotal figure in its establishment and growth [2][4][5] - Young's legacy includes a commitment to community service, employee ownership, and a culture of integrity within the bank [3][5][6] Company Overview - Alpine Bank, founded in 1973, has grown to become a respected financial institution in Colorado with 39 locations and $6.8 billion in assets [3][6] - The bank employs 890 people and serves approximately 170,000 customers, offering a range of financial services [6] Leadership and Impact - Bob Young's leadership philosophy emphasized caring for others and community connection, which has shaped the bank's mission [2][5] - Young's initiatives included the introduction of an employee stock ownership plan (ESOP) in 1983, fostering employee investment in the bank's future [3] Community Engagement - Young was actively involved in community service and philanthropy, notably through the creation of the Alpine Bank First-Generation Scholarship, benefiting over 300 college students [4] - His contributions extended to leadership roles in the Colorado Bankers Association and the Colorado state banking board [4] Legacy and Future - The values instilled by Young continue to guide Alpine Bank, ensuring a commitment to community service and integrity [5] - The bank's five-star rating from BauerFinancial reflects its superior performance in the financial sector [6]

Core Viewpoint - Alpine Banks of Colorado announced the planned retirement of board members Linda Childears and Steve Briggs, who will continue to serve until the 2026 annual meetings [1][5]. Group 1: Leadership Contributions - Steve Briggs has had a 45-year career at Alpine Bank, starting as a teller and eventually becoming president of multiple branches, including the Aspen branch [2][3]. - Linda Childears joined the board in July 2020, bringing extensive banking and nonprofit leadership experience, including roles at the Daniels Fund and Young Americans Bank [3][4]. Group 2: Community Involvement - Briggs has been actively involved in various community organizations, emphasizing the bank's commitment to serving the Roaring Fork Valley [3]. - Childears has served on numerous nonprofit boards in the Denver metro area, highlighting her dedication to community service [4]. Group 3: Future Leadership - The company is focused on identifying new leaders to join the boards of both the Company and Alpine Bank, ensuring alignment with their vision and values [5][6]. - Alpine Bank aims to maintain its commitment to Colorado communities through its leadership selection process [6]. Group 4: Company Overview - Alpine Banks of Colorado is an independent, employee-owned organization with $6.8 billion in assets, founded in 1973, and headquartered in Glenwood Springs, Colorado [6]. - The bank employs 890 people and serves 170,000 customers across various banking services, holding a five-star rating from BauerFinancial [6].

Core Viewpoint - Alpine Banks of Colorado has announced an exchange offer for up to 800,000 shares of Class A common stock for newly issued Class B common stock on a one-for-one basis, aimed at enhancing marketability for shareholders [1][2]. Group 1: Exchange Offer Details - The exchange offer will begin on December 12, 2025, and will expire at 5:00 p.m. Mountain Time on January 16, 2026, unless extended [3]. - If the exchange offer is oversubscribed, Class A Shares will be exchanged on a pro rata basis, and no fractional Class B Shares will be issued [1][2]. Group 2: Marketability and Shareholder Benefits - The lack of a publicly traded market for Class A Shares limits their marketability, while Class B Shares are listed on the OTCQX Best Market, providing better opportunities for sale [2]. - The exchange offer is expected to support the interests of shareholders, employee owners, and the communities served by the bank [3]. Group 3: Regulatory Compliance - The company is relying on Section 3(a)(9) of the Securities Act of 1933 to exempt the Class B Shares from registration requirements, ensuring no commissions are paid for soliciting the exchange [4]. Group 4: Company Overview - Alpine Banks of Colorado is an independent, employee-owned organization with $6.8 billion in assets, founded in 1973, and serves 170,000 customers across Colorado [6]. - The bank employs 890 people and offers a range of services including personal, business, wealth management, mortgage, and electronic banking [6].

Core Viewpoint - Alpine Banks of Colorado reported strong financial results for the third quarter of 2025, with net income of $18.5 million, reflecting growth in return on assets (ROA) and return on equity (ROE) as well as earnings per share and book value per share [1][2]. Financial Performance - Net income for Q3 2025 was $18.5 million, up from $17.6 million in Q2 2025 [2]. - Interest income increased by $2.3 million in Q3 2025 compared to Q2 2025, driven by higher yields and increased loan volume [2]. - Noninterest income rose by $0.5 million in Q3 2025, mainly due to higher service charges on deposit accounts [2]. - Noninterest expense increased by $0.7 million in Q3 2025, primarily due to higher salary and employee benefit expenses [2]. - A provision for loan losses of $1.7 million was recorded in Q3 2025, slightly up from $1.6 million in Q2 2025 [2]. Year-to-Date Performance - For the nine months ended September 30, 2025, net income was $50.5 million, compared to $35.9 million for the same period in 2024 [3]. - Interest income for the first nine months of 2025 increased by $12.5 million compared to the same period in 2024 [3]. - Noninterest income increased by $1.7 million year-over-year, primarily from bank-owned life insurance earnings and service charges [3]. - Noninterest expense rose by $7.0 million compared to the first nine months of 2024 [3]. Asset and Loan Growth - Total assets increased by $212.8 million, or 3.2%, to $6.82 billion as of September 30, 2025 [5]. - Loans outstanding totaled $4.2 billion as of September 30, 2025, reflecting a $34.1 million increase during Q3 2025 [7]. - Year-over-year, loans outstanding increased by $216.1 million, or 5.3%, compared to $4.0 billion on September 30, 2024 [8]. Deposit Trends - Total deposits increased by $184.6 million, or 3.1%, to $6.1 billion during Q3 2025 [9]. - Year-over-year, total deposits increased by $187.1 million, or 3.2%, compared to $5.9 billion on September 30, 2024 [10]. - Noninterest-bearing demand accounts comprised 31.7% of all deposits as of September 30, 2025, up from 29.9% on June 30, 2025 [9]. Capital Position - The Bank is designated as "well capitalized," with a Tier 1 Leverage Ratio of 10.02% and a Total Risk-Based Capital Ratio of 15.47% as of September 30, 2025 [11]. - The Company's consolidated Tier 1 Leverage Ratio was 9.75% as of September 30, 2025 [11]. Shareholder Returns - The Company paid cash dividends of $0.21 per Class A and Class B common shares during Q3 2025 [13].

Core Viewpoint - ServisFirst Bancshares, Inc. is set to announce its earnings and operating results for the quarter ending September 30, 2025, on October 20, 2025, at 4 p.m. ET [1] Group 1 - The company will host a live audio webcast to discuss its earnings and results on October 20, 2025, starting at 5:15 p.m. ET, with a replay available until October 31, 2025 [2] - ServisFirst Bancshares, Inc. is a bank holding company based in Birmingham, Alabama, providing various financial services through its subsidiary, ServisFirst Bank [3] - The bank offers commercial, consumer, and other loans, accepts deposits, and provides electronic banking services, treasury and cash management services, and correspondent banking services [3] Group 2 - The company files periodic reports with the U.S. Securities and Exchange Commission (SEC), and these filings can be accessed through the SEC's website or the company's website [4]