Is the MyLowe’s Rewards™ Credit Card one of the best credit cards for home improvement? It depends, but it might be if you’re an avid Lowe’s shopper. It’s huge to get 5% off on qualifying Lowe’s and Lowes.com purchases, but there are some drawbacks to consider, such as not being able to use the card anywhere else and not having a 0% introductory APR offer. MyLowe’s Rewards Credit Card overview Annual fee: $0 Welcome offer: Get 20% off an eligible purchase (up to a $100 discount) when you open and use a ...