Core Insights - The article emphasizes that building wealth does not require extensive time investment and can be achieved through simple, actionable money-saving habits [1][2]. Group 1: Money-Saving Strategies - Setting up automatic transfers is recommended to build savings effortlessly, starting with small amounts like $10 per week or $25 per month [3][4]. - Organizing debts by creating a list of due dates, minimum payments, and interest rates can help prioritize which debts to pay off first, focusing on high-interest debts to save money in the long run [5][6]. - Paying with cash is advocated as a method to control spending, as it prevents overspending and allows for earning rewards through receipt submission on platforms like Fetch.com [7].