Core Viewpoint - Admiral Leasing and Loans has appointed Lauren Mullings as Broker Manager to enhance regional coverage and strengthen broker relationships as part of its growth strategy [1][4]. Group 1: Appointment and Role - Lauren Mullings will collaborate with existing Broker Manager Colin Hanney, focusing on developing new relationships and supporting brokers in Northern England [2]. - The appointment aims to ensure that "local expertise and personal service remain at the heart" of Admiral's offerings to small and medium-sized enterprises (SMEs) [2][4]. Group 2: Background and Experience - Mullings joins Admiral from PEAC Solutions and Haydock Finance, where she held similar roles in the asset finance sector [3]. - Her experience is viewed as a valuable addition to Admiral's 35-member team, with an emphasis on her understanding of the broker market [3]. Group 3: Company Strategy and Services - Admiral Leasing and Loans provides finance solutions to SMEs across various sectors, with approvals often completed within 24 hours [4]. - The company continues to invest in people, technology, and broker partnerships to support UK businesses [4].

Financial Performance - Revenue reached $579.8 million, showing a 2.7% increase, or 3.6% on a constant currency basis[9, 10] - Adjusted EBITDA was $210.9 million, a 4.8% increase, with an Adjusted EBITDA Margin of 36.4%[10] - Adjusted net income was $90.9 million, resulting in adjusted net earnings per diluted share of $0.21[10] Segment Performance - North America - North America revenue increased to $398.0 million, with organic revenue growing by 3.1%[12, 16] - Finance & Risk revenues in North America increased by 4% due to increased revenue from Finance solutions and Third Party Risk and Supply Chain Management solutions[12, 16] - Sales and Marketing revenues in North America increased by 2% due to higher revenues from Master Data Management ("MDM") solutions[12, 16] Segment Performance - International - International revenue increased to $181.8 million, with organic revenue growing by 4.7%[18, 20] - Finance & Risk solutions in International saw 5% BFX growth[18, 20] - Sales & Marketing in International grew 4% on a BFX basis, primarily due to higher revenue from product royalties with the WWN alliances[18, 20] Debt and Liquidity - The company holds $241 million in cash[21] - Total debt amounts to $3.548 billion, with net debt at $3.307 billion[21] - Net Debt / EBITDA ratio is 3.5x[21]