Core Points - The article outlines the essential requirements for applying for a financing lease license in China, including capital, company name, shareholder structure, and management team qualifications Group 1: Company Establishment Requirements - The registered capital must be fully paid and not less than 170 million RMB [1] - The company name must include "financing lease" to clarify its business nature [1] - The shareholder structure must be clear, and foreign shareholders must comply with foreign investment industry policies [1][3] Group 2: Shareholder Qualification Review - Major shareholders must have a good financial status and continuous funding capability, with profits for the last three consecutive years [4] - Corporate shareholders must have a net asset of no less than 50 million RMB [4] - Individual shareholders need to provide detailed proof of fund sources to ensure legality [4] Group 3: Business Development Planning Requirements - The application must include a detailed business development plan, specifying market positioning, target customer groups, and risk control measures [5] - The business model should clearly outline the range of financing lease objects and funding sources [5] Group 4: Risk Management and Information Systems - A comprehensive risk management system is required, including credit risk assessment, management of leased items, and overdue handling processes [7] - The information system construction plan must meet operational and regulatory reporting requirements [7] Group 5: Regulatory Approval Process - The application process typically takes 6 to 12 months, starting with submission to local financial regulatory authorities [8] - Initial review by local authorities is followed by submission to national financial regulatory bodies for final approval [8]