Core Insights - Fold Holdings, Inc. reported a revenue of $31.8 million for the full year 2025, representing a 34% year-over-year increase [1][4] - The company achieved total transaction volumes of $960 million in 2025, marking a 46% year-over-year increase [1][4] - The launch of the Fold Bitcoin Rewards Credit Card and Fold for Business services are significant milestones aimed at expanding the company's market reach [3][5] Financial Performance - For Q4 2025, Fold reported revenue of $9.1 million, an 8.2% increase year-over-year [3][4] - The operating loss for the full year 2025 was $27.7 million, with an adjusted EBITDA loss of $17.2 million [4][26] - The company recorded a net loss of $69.6 million for the year, with a loss per share of $1.65 [4][19] Customer Metrics - Fold's total verified accounts reached approximately 84,000, with an increase of 13,000 new accounts over the year [4] - In Q4 2025, the company added 2,000 new verified accounts [4] Product Launches - The Fold Bitcoin Rewards Credit Card offers up to 4% back on purchases and is expected to significantly expand the company's addressable market [3][9] - Fold for Business allows companies to integrate Bitcoin into payroll and bonuses, with initial partnerships already established [5][9] Strategic Developments - The company retired its convertible notes to streamline capital for growth and focus on operational expansion [5] - Fold aims to scale its operations in 2026 by enhancing customer acquisition, engagement, and cross-selling opportunities [5]