Core Insights - The article emphasizes that stablecoins and tokenization are two significant growth drivers in the cryptocurrency space, providing long-term support beyond the typical volatility associated with crypto [1][8]. Stablecoins - Stablecoins are cryptocurrencies designed to maintain a stable value, typically pegged to $1 or another currency, supported by reserves or supply-demand mechanisms [3]. - There are nearly 300 stablecoins currently available, with Tether (USDT) and USD Coin (USDC) being popular examples [3]. - The GENIUS Act, passed in July 2025, provides a regulatory framework for stablecoins, which may lead to increased growth in this segment [3]. Tokenization - Tokenization refers to creating digital representations of traditional assets, allowing for more automated and accessible ownership and transfer [4]. - This concept extends to ETFs and funds, with several issuers already offering tokenized funds, including Franklin Templeton and BlackRock [4]. - BlackRock has shown interest in exploring tokenization through its iShares retail brand, reaffirmed during its October 14 earnings call [4]. ETFs Focused on Stablecoins and Tokenization - Amplify launched two ETFs on December 23, 2025, focusing on stablecoins and tokenization, which invest in companies and infrastructure benefiting from these themes rather than directly in stablecoins or tokenized assets [5]. - The Amplify Stablecoin Technology ETF (STBQ) allocates around 25% to crypto assets like XRP, Solana, Ethereum, and Chainlink, with the remaining 75% in equities of companies involved in stablecoin transactions [5]. - The Amplify Tokenization Technology ETF (TKNQ) follows a similar structure but focuses more on banks and companies involved in tokenization, holding names like Baidu and Citigroup [5]. Comparison with Broader Blockchain ETFs - Stablecoin and tokenization ETFs are more theme-specific compared to broader blockchain ETFs, which capture a wider range of crypto-related trends [7]. - Funds like the Amplify Blockchain Technology ETF (BLOK) include a broader array of holdings, such as crypto mining and infrastructure providers, while STBQ and TKNQ focus specifically on financial companies [7]. Conclusion - Stablecoins and tokenization are becoming foundational elements in the cryptocurrency ecosystem, with STBQ and TKNQ representing emerging investment opportunities in this space [8].

Core Viewpoint - Mercurity Fintech Holding Inc. has announced a strategic partnership with Franklin Templeton to integrate the BENJI token and the Franklin OnChain U.S. Government Money Fund into its platform for tokenized real-world assets, aiming to bridge traditional and digital finance [1][6]. Group 1: Partnership Details - The partnership will leverage Franklin Templeton's BENJI token, which provides direct access to the regulated U.S. money market fund FOBXX, combining the stability of government-backed securities with the flexibility of digital assets [2][6]. - This collaboration aims to modernize investment access while maintaining regulatory standards, making institutional-grade financial products more accessible through blockchain technology [6]. Group 2: Operational Benefits - The blockchain-based structure of the BENJI token addresses traditional inefficiencies in money market fund operations, such as reducing settlement times and simplifying asset transfers, while ensuring regulatory compliance [3]. - Mercurity Fintech's platform will allow both institutional and retail investors to access money market opportunities, earn yields on holdings, and facilitate seamless crypto-to-fiat conversions [4]. Group 3: Company Strategy - Mercurity Fintech plans to utilize tokenized treasury products like BENJI to generate returns on capital reserves, enhancing its digital asset ecosystem [5]. - The company's subsidiary, Chaince Securities, will manage investment transactions and advisory services for these tokenized assets, providing compliant distribution and efficient market access [5][8]. Group 4: Company Background - Mercurity Fintech Holding Inc. is a fintech group that offers technology and financial services powered by blockchain infrastructure, aiming to bridge traditional finance and digital innovation [7]. - Chaince Securities, a wholly-owned subsidiary, specializes in investment banking and brokerage services, supporting the vision of integrating traditional finance with blockchain innovation [8]. Group 5: Franklin Templeton Overview - Franklin Templeton is a global investment management organization with over $1.53 trillion in assets under management as of April 30, 2025, and has extensive capabilities in various investment solutions [9].